Excel Development Bank (XNEP:EDBL) LT-Debt-to-Total-Asset: 0.00 (As of Jan. 2026)

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XNEP:EDBL Excel Development Bank Ltd XNEP:EDBL
53 GF Score
Price NPR583.00
GF Value NPR380.68
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Excel Development Bank LT-Debt-to-Total-Asset?

Excel Development Bank XNEP:EDBL +0.69% 53 LT-Debt-to-Total-Asset is 0.00 as of Jan. 2026. GuruFocus rates XNEP:EDBL with a GF Score™ of 53/100 and a GF Value™ of NPR380.68 (Significantly Overvalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Excel Development Bank's long-term debt to total assests ratio for the quarter that ended in Jan. 2026 was 0.00.

Excel Development Bank's long-term debt to total assets ratio stayed the same from Oct. 2024 (0.00) to Jan. 2026 (0.00).

Excel Development Bank  (XNEP:EDBL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Excel Development Bank LT-Debt-to-Total-Asset Related Terms

Excel Development Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Excel Development Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Excel Development Bank LT-Debt-to-Total-Asset Chart

Excel Development Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.01 0.01 0.01 0.00

Excel Development Bank Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Jul25 Oct25 Jan26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
XNEP:EDBL
53GF Score
Excel Development Bank Ltd XNEP:EDBL
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Excel Development Bank LT-Debt-to-Total-Asset Calculation

Excel Development Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jul. 2025 is calculated as

LT Debt to Total Assets (A: Jul. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Jul. 2025 )/Total Assets (A: Jul. 2025 )
=0/19170.113
=0.00

Excel Development Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jan. 2026 is calculated as

LT Debt to Total Assets (Q: Jan. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jan. 2026 )/Total Assets (Q: Jan. 2026 )
=0/19833.615
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.00 mean?
Excel Development Bank (XNEP:EDBL) has a LT-Debt-to-Total-Asset of 0.00 as of Jan. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Excel Development Bank and its competitors.
Is Excel Development Bank's LT-Debt-to-Total-Asset too high?
Excel Development Bank's current LT-Debt-to-Total-Asset is 0.00. Overall, Excel Development Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Excel Development Bank's LT-Debt-to-Total-Asset compare to competitors?
Excel Development Bank's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Excel Development Bank and its competitors. Excel Development Bank's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Excel Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Excel Development Bank (XNEP:EDBL) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR380.68, compared to a current price of NPR583.00 — trading 53.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Excel Development Bank's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Excel Development Bank (XNEP:EDBL), the current LT-Debt-to-Total-Asset is 0.00 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Excel Development Bank (XNEP:EDBL) Overvalued in 2026?

Based on GuruFocus' analysis, Excel Development Bank stock appears to be overvalued. The current stock price of NPR583.00 is trading 53.1% above its estimated GF Value™ of NPR380.68. GuruFocus considers Excel Development Bank to be Significantly Overvalued.

Key valuation signals for XNEP:EDBL:

  • LT-Debt-to-Total-Asset: 0.00
  • GF Value™: NPR380.68 vs. price of NPR583.00 (53.1% above fair value)
  • GF Score™: 53/100 with 1 warning sign

No single metric tells the full story. See the XNEP:EDBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Excel Development Bank Business Description

Address Bhadrapur Road, Mukti Chowk, Ward No. 4, Birtamode Municipality, Birtamode, Jhapa, NPL
Excel Development Bank Ltd is a banking company. It offers savings accounts, fixed deposits, current accounts, loans, and other services. The bank provides services to g individuals, corporates, large public sector companies, government corporations, etc.
53GF Score

Get the complete analysis for XNEP:EDBL

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR583.00
Price
NPR380.68
GF Value