Excel Development Bank (XNEP:EDBL) ROC %: % (As of Jul. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:EDBL Excel Development Bank Ltd XNEP:EDBL
67 GF Score
Price NPR584.00
GF Value NPR681.59
Valuation Modestly Undervalued
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What is Excel Development Bank ROC %?

Excel Development Bank XNEP:EDBL +0.15% 67 ROC % is % as of Jul. 2026. GuruFocus rates XNEP:EDBL with a GF Score™ of 67/100 and a GF Value™ of NPR681.59 (Modestly Undervalued).

ROC %does not apply to banks.

XNEP:EDBL
67GF Score
Excel Development Bank Ltd XNEP:EDBL
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Excel Development Bank (XNEP:EDBL) has a ROC % of % as of Jul. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Excel Development Bank and its competitors.
Is Excel Development Bank's ROC % too high?
Excel Development Bank's current ROC % is %. Overall, Excel Development Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Excel Development Bank's ROC % compare to competitors?
Excel Development Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Excel Development Bank and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Excel Development Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Excel Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Excel Development Bank (XNEP:EDBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR681.59, compared to a current price of NPR584.00 — trading 14.3% below its estimated fair value. The current ROC % is %. Excel Development Bank's overall GF Score™ is 67/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Excel Development Bank (XNEP:EDBL), the current ROC % is % as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Excel Development Bank (XNEP:EDBL) Overvalued in 2026?

Based on GuruFocus' analysis, Excel Development Bank stock appears to be undervalued. The current stock price of NPR584.00 is trading 14.3% below its estimated GF Value™ of NPR681.59. GuruFocus considers Excel Development Bank to be Modestly Undervalued.

Key valuation signals for XNEP:EDBL:

  • ROC %: %
  • GF Value™: NPR681.59 vs. price of NPR584.00 (14.3% below fair value)
  • GF Score™: 67/100

No single metric tells the full story. See the XNEP:EDBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Excel Development Bank Business Description

Address Bhadrapur Road, Mukti Chowk, Ward No. 4, Birtamode Municipality, Birtamode, Jhapa, NPL
Excel Development Bank Ltd is a banking company. It offers savings accounts, fixed deposits, current accounts, loans, and other services. The bank provides services to g individuals, corporates, large public sector companies, government corporations, etc.
67GF Score

Get the complete analysis for XNEP:EDBL

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR584.00
Price
NPR681.59
GF Value