Excel Development Bank (XNEP:EDBL) FCF Yield %: 1.97 (As of Jul. 29, 2026)

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XNEP:EDBL Excel Development Bank Ltd XNEP:EDBL
53 GF Score
Price NPR579.00
GF Value NPR380.42
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Excel Development Bank FCF Yield %?

Excel Development Bank XNEP:EDBL -0.17% 53 FCF Yield % is 1.97 as of Jul. 29, 2026. GuruFocus rates XNEP:EDBL with a GF Score™ of 53/100 and a GF Value™ of NPR380.42 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,502 Banks companies, Excel Development Bank ranks worse than 70.17% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Excel Development Bank's Trailing 12-Month Free Cash Flow is NPR138.4 Mil, and Market Cap is NPR7,017.0 Mil. Therefore, Excel Development Bank's FCF Yield % for today is 1.97%.

The historical rank and industry rank for Excel Development Bank's FCF Yield % or its related term are showing as below:

XNEP:EDBL' s FCF Yield % Range Over the Past 10 Years
Min: -22.32   Med: -3.02   Max: 1.99
Current: 1.97


During the past 13 years, the highest FCF Yield % of Excel Development Bank was 1.99%. The lowest was -22.32%. And the median was -3.02%.

XNEP:EDBL's FCF Yield % is ranked worse than
70.17% of 1502 companies
in the Banks industry
Industry Median: 7.97 vs XNEP:EDBL: 1.97

Excel Development Bank's FCF Margin % for the quarter that ended in Jan. 2026 was 0.00%.


Excel Development Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Excel Development Bank FCF Yield % Related Terms


Excel Development Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Excel Development Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Excel Development Bank FCF Yield % Chart

Excel Development Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.70 -10.00 32.60 3.07 1.01

Excel Development Bank Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Jul25 Oct25 Jan26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -72.56 32.93 0.00 -27.38 0.00

Excel Development Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Excel Development Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Excel Development Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Excel Development Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Excel Development Bank's FCF Yield % falls into.


XNEP:EDBL
53GF Score
Excel Development Bank Ltd XNEP:EDBL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Excel Development Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Excel Development Bank's FCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=84.425 / 8337.49852
=1.01%

Excel Development Bank's annualized FCF Yield % for the quarter that ended in Jan. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 7648.164
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 1.97 mean?
Excel Development Bank (XNEP:EDBL) has a FCF Yield % of 1.97 as of Jul. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Excel Development Bank and its competitors. According to the industry distribution chart, Excel Development Bank ranks #1054 out of 1502 companies in the Banks industry, placing it in the top 70.2%.
Is Excel Development Bank's FCF Yield % too high?
Excel Development Bank's current FCF Yield % is 1.97. The Banks industry median FCF Yield % is 7.97. Excel Development Bank's value of 1.97 is 75.3% below this industry median. Based on the distribution chart, Excel Development Bank ranks #1054 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Excel Development Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Excel Development Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Excel Development Bank ranks #1054 out of 1502 companies for FCF Yield %. This places Excel Development Bank in the lower half of its industry. The industry median FCF Yield % is 7.97. Excel Development Bank's value of 1.97 is 75.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.97, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Excel Development Bank's current FCF Yield % of 1.97 is 75.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Excel Development Bank and its competitors. For the Banks industry, the median FCF Yield % is 7.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Excel Development Bank's current FCF Yield % is 1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Excel Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Excel Development Bank (XNEP:EDBL) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR380.42, compared to a current price of NPR579.00 — trading 52.2% above its estimated fair value. The current FCF Yield % is 1.97 and 75.3% below the Banks industry median of 7.97. Excel Development Bank's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Excel Development Bank (XNEP:EDBL), the current FCF Yield % is 1.97 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Excel Development Bank (XNEP:EDBL) Overvalued in 2026?

Based on GuruFocus' analysis, Excel Development Bank stock appears to be overvalued. The current stock price of NPR579.00 is trading 52.2% above its estimated GF Value™ of NPR380.42. GuruFocus considers Excel Development Bank to be Significantly Overvalued.

Key valuation signals for XNEP:EDBL:

  • FCF Yield %: 1.97
  • GF Value™: NPR380.42 vs. price of NPR579.00 (52.2% above fair value)
  • GF Score™: 53/100 with 1 warning sign
  • Industry Position: 75.3% below the Banks median (#1054 of 1502)

No single metric tells the full story. See the XNEP:EDBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Excel Development Bank Business Description

Address Bhadrapur Road, Mukti Chowk, Ward No. 4, Birtamode Municipality, Birtamode, Jhapa, NPL
Excel Development Bank Ltd is a banking company. It offers savings accounts, fixed deposits, current accounts, loans, and other services. The bank provides services to g individuals, corporates, large public sector companies, government corporations, etc.
53GF Score

Get the complete analysis for XNEP:EDBL

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR579.00
Price
NPR380.42
GF Value