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Excel Development BankXNEP:EDBL -0.17%53 Median PS Value is NPR273.46 as of Jul. 30, 2026, which is 100% below its 10-year median of 2.07. GuruFocus rates XNEP:EDBL with a GF Score™ of 53/100 and a GF Value™ of NPR380.46 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,044 Banks companies, Excel Development Bank ranks worse than 91.86% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Excel Development Bank's Median PS Value or its related term are showing as below:
XNEP:EDBL'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.06 Med: 2.07 Max: 2.91
Current: 2.12
During the past 13 years, the highest Price to Median PS Value of Excel Development Bank was 2.91. The lowest was 1.06. And the median was 2.07.
XNEP:EDBL's Price-to-Median-PS-Value is ranked worse than 91.86% of 1044
companies
in the Banks industry
Industry Median: 1.13
vs XNEP:EDBL: 2.12
Excel Development Bank (XNEP:EDBL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Excel Development Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
579.00
/
273.46
=
2.12
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Excel Development Bank Median PS Value Related Terms
Excel Development Bank Median PS Value Historical Data
* Premium members only.
The historical data trend for Excel Development Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Excel Development Bank Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Excel Development Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Excel Development Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Excel Development Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Excel Development Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 6.1063.
Excel Development Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jan. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR44.783.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Excel Development Bank (XNEP:EDBL) has a Median PS Value of NPR273.46 as of Jul. 30, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Excel Development Bank and its competitors. This is 13111% above median its historical median of 2.07. Over the past decade, Excel Development Bank's Median PS Value has ranged from 1.06 to 2.91. According to the industry distribution chart, Excel Development Bank ranks #959 out of 1044 companies in the Banks industry, placing it in the top 91.9%.
Is Excel Development Bank's Median PS Value too high?
Excel Development Bank's current Median PS Value of NPR273.46 is 13111% above median its 10-year median of 2.07. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 2.91. Based on the distribution chart, Excel Development Bank ranks #959 out of 1044 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Excel Development Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Excel Development Bank's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Excel Development Bank ranks #959 out of 1044 companies for Median PS Value. This places Excel Development Bank in the lower half of its industry. The industry median Median PS Value is 1.13. Historically, Excel Development Bank's own Median PS Value has ranged from 1.06 to 2.91 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,044 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Excel Development Bank and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Excel Development Bank's current Median PS Value is NPR273.46, which is 13111% above median its own 10-year median of 2.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Excel Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Excel Development Bank (XNEP:EDBL) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR380.46, compared to a current price of NPR579.00 — trading 52.2% above its estimated fair value. The current Median PS Value is NPR273.46, which is 13111% above median its 10-year median of 2.07. Excel Development Bank's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Excel Development Bank (XNEP:EDBL), the current Median PS Value is NPR273.46 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Excel Development Bank (XNEP:EDBL) Overvalued in 2026?
Based on GuruFocus' analysis, Excel Development Bank stock appears to be overvalued.
The current stock price of NPR579.00 is trading 52.2% above its estimated GF Value™ of NPR380.46.
GuruFocus considers Excel Development Bank to be Significantly Overvalued.
Key valuation signals for XNEP:EDBL:
Median PS Value: NPR273.46 (13111% above median its 10-year median of 2.07)
GF Value™: NPR380.46 vs. price of NPR579.00 (52.2% above fair value)
No single metric tells the full story. See the XNEP:EDBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Excel Development Bank Ltd is a banking company. It offers savings accounts, fixed deposits, current accounts, loans, and other services. The bank provides services to g individuals, corporates, large public sector companies, government corporations, etc.
53GF Score
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