Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Excel Development Bank's Total Assets for the quarter that ended in Jan. 2026 was NPR19,833.6 Mil.
During the past 12 months, Excel Development Bank's average Total Assets Growth Rate was 27.30% per year.
During the past 3 years, the average Total Assets Growth Rate was 13.00% per year.
During the past 5 years, the average Total Assets Growth Rate was 14.60% per year.
During the past 10 years, the average Total Assets Growth Rate was 22.60% per year.
During the past 13 years, Excel Development Bank's highest 3-Year average Total Assets Growth Rate was 31.10%. The lowest was 12.70%. And the median was 24.65%.
Note:
The Net Income data used here is four times the quarterly (Jan. 2026) data.
In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.
Total Assets is linked to total revenue through Asset Turnover.
Excel Development Bank's Asset Turnover for the quarter that ended in Jan. 2026 is
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.
Excel Development Bank Total Assets Related Terms
Excel Development Bank Total Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.
Excel Development Bank's Total Assets for the fiscal year that ended in Jul. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Excel Development Bank (XNEP:EDBL) has a Total Assets of NPR19,833.6 Mil as of Jan. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Excel Development Bank and its competitors.
Is Excel Development Bank's Total Assets too high?
Excel Development Bank's current Total Assets is NPR19,833.6 Mil. Overall, Excel Development Bank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Excel Development Bank's Total Assets compare to competitors?
Excel Development Bank's Total Assets of NPR19,833.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Excel Development Bank and its competitors. Excel Development Bank's current Total Assets is NPR19,833.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Excel Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Excel Development Bank (XNEP:EDBL) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR380.68, compared to a current price of NPR591.00 — trading 55.2% above its estimated fair value. The current Total Assets is NPR19,833.6 Mil. Excel Development Bank's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Excel Development Bank (XNEP:EDBL), the current Total Assets is NPR19,833.6 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Excel Development Bank (XNEP:EDBL) Overvalued in 2026?
Based on GuruFocus' analysis, Excel Development Bank stock appears to be overvalued.
The current stock price of NPR591.00 is trading 55.2% above its estimated GF Value™ of NPR380.68.
GuruFocus considers Excel Development Bank to be Significantly Overvalued.
Key valuation signals for XNEP:EDBL:
Total Assets: NPR19,833.6 Mil
GF Value™: NPR380.68 vs. price of NPR591.00 (55.2% above fair value)
No single metric tells the full story. See the XNEP:EDBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Excel Development Bank Ltd is a banking company. It offers savings accounts, fixed deposits, current accounts, loans, and other services. The bank provides services to g individuals, corporates, large public sector companies, government corporations, etc.
53GF Score
Get the complete analysis for XNEP:EDBL
Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:EDBL has been successfully added to your 
