FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Grand River Commerce FCF Yield % Related Terms
Grand River Commerce FCF Yield % Historical Data
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The historical data trend for Grand River Commerce's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grand River Commerce's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grand River Commerce FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Grand River Commerce's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Grand River Commerce's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grand River Commerce (GNRV) has a FCF Yield % of 2.93 as of Jul. 11, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Grand River Commerce and its competitors. According to the industry distribution chart, Grand River Commerce ranks #1030 out of 1501 companies in the Banks industry, placing it in the top 68.6%.
Is Grand River Commerce's FCF Yield % too high?
Grand River Commerce's current FCF Yield % is 2.93. The Banks industry median FCF Yield % is 8.15. Grand River Commerce's value of 2.93 is 64% below this industry median. Based on the distribution chart, Grand River Commerce ranks #1030 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Grand River Commerce has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grand River Commerce's FCF Yield % compare to BHDB and HCKG?
According to the Banks industry distribution chart, Grand River Commerce ranks #1030 out of 1501 companies for FCF Yield %. This places Grand River Commerce in the lower half of its industry. The industry median FCF Yield % is 8.15. Grand River Commerce's value of 2.93 is 64% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grand River Commerce's current FCF Yield % of 2.93 is 64% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Grand River Commerce and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grand River Commerce's current FCF Yield % is 2.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grand River Commerce stock overvalued right now?
Based on GuruFocus' analysis, Grand River Commerce (GNRV) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.87, compared to a current price of $5.38 — trading 87.5% above its estimated fair value. The current FCF Yield % is 2.93 and 64% below the Banks industry median of 8.15. Grand River Commerce's overall GF Score™ is 35/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Grand River Commerce (GNRV), the current FCF Yield % is 2.93 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grand River Commerce (GNRV) Overvalued in 2026?
Based on GuruFocus' analysis, Grand River Commerce stock appears to be overvalued.
The current stock price of $5.38 is trading 87.5% above its estimated GF Value™ of $2.87.
GuruFocus considers Grand River Commerce to be Significantly Overvalued.
Key valuation signals for GNRV:
FCF Yield %: 2.93
GF Value™: $2.87 vs. price of $5.38 (87.5% above fair value)
Industry Position: 64% below the Banks median (#1030 of 1501)
No single metric tells the full story. See the GNRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grand River Commerce Inc is a United States-based bank holding company. It operates a full-service commercial bank and offers a range of commercial and consumer banking services to businesses, professionals, and local residents. The bank's deposit products are Interest and Non-interest-bearing checking accounts, Savings accounts, and Time deposits, and its primary lending products are Real estate mortgages and commercial and consumer loans. The company's prime source of revenue is the interest income.
35GF Score
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