GNRV (Grand River Commerce) Risk Assessment

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What is Grand River Commerce Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Grand River Commerce is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Grand River Commerce's Risk Assessment

For the Banks - Regional subindustry, Grand River Commerce's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Grand River Commerce's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Grand River Commerce's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Grand River Commerce's Risk Assessment falls into.

Grand River Commerce (OTCPK:GNRV) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Grand River Commerce Risk Assessment Related Terms

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Grand River Commerce Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Grand River Commerce Inc (OTCPK:GNRV) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

4471 Wilson Avenue, South West, Grandville, MI, USA, 49418

Website

https://www.grandriverbank.com

Grand River Commerce Inc is a United States-based bank holding company. It operates a full-service commercial bank and offers a range of commercial and consumer banking services to businesses, professionals, and local residents. The bank's deposit products are Interest and Non-interest-bearing checking accounts, Savings accounts, and Time deposits, and its primary lending products are Real estate mortgages and commercial and consumer loans. The company's prime source of revenue is the interest income.

Executives

Patrick K Gill	officer: PRES/CEO - Grand River Bank
Thomas Patrick Jeakle	director	333 BRIDGE NW, 11TH FLOOR, GRAND RAPIDS MI 49504
Randall L Hartgerink	director	4471 WILSON AVENUE SW, GRANDVILLE MI 49418
Ted Kortes	director	PO BOX 100, MT. PLEASANT MI 48804-0100
Blauw Richard James Jr	director	4471 WILSON AVENUE SW, GRANDVILLE MI 49418
Roger Lee Roode	director	4471 WILSON AVENUE SW, GRANDVILLE MI 49418
Jerry Andrew Sytsma	director, officer: VICE PRESIDENT, SECRETARY	4471 WILSON AVENUE SW, GRANDVILLE MI 49418
Robert Paul Bilotti	director, officer: CHAIRMAN, PRESIDENT AND CEO	4471 WILSON AVENUE SW, GRANDVILLE MI 49418
Jeffrey Alan Elders	director, officer: Treasurer	4471 WILSON AVENUE SW, GRANDVILLE MI 49418
David Kenneth Hovingh	director	4471 WILSON AVENUE SW, GRANDVILLE MI 49418
Cheryl Mae Blouw	director	4471 WISLON AVENUE SW, GRANDVILLE MI 49418
David Harold Blossey	director	4471 WILSON AVENUE SW, GRANDVILLE MI 49418
Lawrence Barcley Fitch	director	4471 WILSON AVENUE SW, GRANDVILLE MI 49418
Elizabeth Claire Bracken	officer: Chief Financial Officer	4471 WILSON AVE. SW, GRANDVILLE MI 49418
Mark Arden Martis	officer: CLO for Grand River Bank	4471 WILSON AVE SW, GRANDVILLE MI 49418

Grand River Commerce Headlines

From GuruFocus

Grand River Commerce, Inc. to Webcast Live at VirtualInvestorConferences.com September 26th

By PRNewswire PRNewswire • 09-23-2019

GRAND RIVER BANK PROMOTES DREW YSSELDYKE TO PRESIDENT & CEO

By PRNewswire • 09-03-2024