Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Grand River CommerceGNRV 35 PS Ratio is 3.28 as of Jul. 19, 2026, which is 28% above its 10-year median of 2.56. GuruFocus rates GNRV with a GF Score™ of 35/100 and a GF Value™ of $2.86 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,518 Banks companies, Grand River Commerce ranks worse than 56.13% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Grand River Commerce's share price is $5.45.
Grand River Commerce's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $1.66. Hence, Grand River Commerce's PS Ratio for today is 3.28.
Warning Sign:
Grand River Commerce Inc stock PS Ratio (=3.28) is close to 5-year high of 3.31.
The historical rank and industry rank for Grand River Commerce's PS Ratio or its related term are showing as below:
GNRV'
s PS Ratio Range Over the Past 10 Years
Min: 1.42 Med: 2.56 Max: 20.27
Current: 3.28
During the past 13 years, Grand River Commerce's highest PS Ratio was 20.27. The lowest was 1.42. And the median was 2.56.
GNRV's PS Ratio is ranked worse than 56.13% of 1518
companies
in the Banks industry
Industry Median: 3.03
vs GNRV: 3.28
Grand River Commerce Inc revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Grand River Commerce was -12.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -6.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -4.60% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 4.80% per year.
During the past 13 years, Grand River Commerce's highest 3-Year average Revenue per Share Growth Rate was 528.80% per year. The lowest was -7.30% per year. And the median was 14.50% per year.
Back to Basics: PS Ratio
Grand River Commerce (OTCPK:GNRV) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Grand River Commerce PS Ratio Related Terms
Grand River Commerce PS Ratio Historical Data
* Premium members only.
The historical data trend for Grand River Commerce's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grand River Commerce's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grand River Commerce PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Grand River Commerce's PS Ratio distribution charts can be found below:
* The bar in red indicates where Grand River Commerce's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Grand River Commerce's Share Price of today is $5.45. Grand River Commerce's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.66.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Grand River Commerce (GNRV) has a PS Ratio of 3.28 as of Jul. 19, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Grand River Commerce and its competitors. This is 28% above median its historical median of 2.56. Over the past decade, Grand River Commerce's PS Ratio has ranged from 1.42 to 20.27. According to the industry distribution chart, Grand River Commerce ranks #852 out of 1518 companies in the Banks industry, placing it in the top 56.1%.
Is Grand River Commerce's PS Ratio too high?
Grand River Commerce's current PS Ratio of 3.28 is 28% above median its 10-year median of 2.56. Over the past 10 years, this metric has ranged from a low of 1.42 to a high of 20.27. The Banks industry median PS Ratio is 3.03. Grand River Commerce's value of 3.28 is 8.3% above this industry median. Based on the distribution chart, Grand River Commerce ranks #852 out of 1518 companies in the Banks industry, which is below the industry midpoint. Overall, Grand River Commerce has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grand River Commerce's PS Ratio compare to BHDB and HCKG?
According to the Banks industry distribution chart, Grand River Commerce ranks #852 out of 1518 companies for PS Ratio. This places Grand River Commerce in the lower half of its industry. The industry median PS Ratio is 3.03. Grand River Commerce's value of 3.28 is 8.3% above this benchmark. Historically, Grand River Commerce's own PS Ratio has ranged from 1.42 to 20.27 over the past decade. While the company's 10-year median is 2.56 vs. the industry median of 3.03, Grand River Commerce has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.03, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grand River Commerce's current PS Ratio of 3.28 is 8.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Grand River Commerce and its competitors. For the Banks industry, the median PS Ratio is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grand River Commerce's current PS Ratio is 3.28, which is 28% above median its own 10-year median of 2.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grand River Commerce stock overvalued right now?
Based on GuruFocus' analysis, Grand River Commerce (GNRV) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.86, compared to a current price of $5.45 — trading 90.6% above its estimated fair value. The current PS Ratio is 3.28, which is 28% above median its 10-year median of 2.56 and 8.3% above the Banks industry median of 3.03. Grand River Commerce's overall GF Score™ is 35/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Grand River Commerce (GNRV), the current PS Ratio is 3.28 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grand River Commerce (GNRV) Overvalued in 2026?
Based on GuruFocus' analysis, Grand River Commerce stock appears to be overvalued.
The current stock price of $5.45 is trading 90.6% above its estimated GF Value™ of $2.86.
GuruFocus considers Grand River Commerce to be Significantly Overvalued.
Key valuation signals for GNRV:
PS Ratio: 3.28 (28% above median its 10-year median of 2.56)
GF Value™: $2.86 vs. price of $5.45 (90.6% above fair value)
Industry Position: 8.3% above the Banks median (#852 of 1518)
No single metric tells the full story. See the GNRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grand River Commerce Inc is a United States-based bank holding company. It operates a full-service commercial bank and offers a range of commercial and consumer banking services to businesses, professionals, and local residents. The bank's deposit products are Interest and Non-interest-bearing checking accounts, Savings accounts, and Time deposits, and its primary lending products are Real estate mortgages and commercial and consumer loans. The company's prime source of revenue is the interest income.
35GF Score
Get the complete analysis for GNRV
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GNRV has been successfully added to your 
