Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Grand River Commerce's yield on cost for the quarter that ended in Jun. 2026 was 0.00.
The historical rank and industry rank for Grand River Commerce's 5-Year Yield-on-Cost % or its related term are showing as below:
GNRV's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.81 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Grand River Commerce (OTCPK:GNRV) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Grand River Commerce 5-Year Yield-on-Cost % Related Terms
GNRV vs PCLB, OTTW, HRBK: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Grand River Commerce's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grand River Commerce 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Grand River Commerce's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Grand River Commerce's 5-Year Yield-on-Cost % falls into.
Grand River Commerce 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Grand River Commerce (GNRV) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Grand River Commerce and its competitors. According to the industry distribution chart, Grand River Commerce ranks #999999 out of 1247 companies in the Banks industry.
Is Grand River Commerce's 5-Year Yield-on-Cost % too high?
Grand River Commerce's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Grand River Commerce ranks #999999 out of 1247 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grand River Commerce has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grand River Commerce's 5-Year Yield-on-Cost % compare to PCLB and OTTW?
According to the Banks industry distribution chart, Grand River Commerce ranks #999999 out of 1247 companies for 5-Year Yield-on-Cost %. This places Grand River Commerce in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Grand River Commerce and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grand River Commerce's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grand River Commerce stock overvalued right now?
Based on GuruFocus' analysis, Grand River Commerce (GNRV) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.79, compared to a current price of $5.40 — trading 93.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Grand River Commerce's overall GF Score™ is 35/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Grand River Commerce (GNRV), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grand River Commerce (GNRV) Overvalued in 2026?
Based on GuruFocus' analysis, Grand River Commerce stock appears to be overvalued.
The current stock price of $5.40 is trading 93.5% above its estimated GF Value™ of $2.79.
GuruFocus considers Grand River Commerce to be Significantly Overvalued.
Key valuation signals for GNRV:
5-Year Yield-on-Cost %: 0.00
GF Value™: $2.79 vs. price of $5.40 (93.5% above fair value)
No single metric tells the full story. See the GNRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grand River Commerce Inc is a United States-based bank holding company. It operates a full-service commercial bank and offers a range of commercial and consumer banking services to businesses, professionals, and local residents. The bank's deposit products are Interest and Non-interest-bearing checking accounts, Savings accounts, and Time deposits, and its primary lending products are Real estate mortgages and commercial and consumer loans. The company's prime source of revenue is the interest income.
35GF Score
Get the complete analysis for GNRV
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GNRV has been successfully added to your 
