GNRV (Grand River Commerce) Tax Rate %: 22.73% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GNRV Grand River Commerce Inc GNRV
35 GF Score
Price $5.21
GF Value $2.89
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Grand River Commerce Tax Rate %?

Grand River Commerce GNRV 35 Tax Rate % is 22.73% as of Jun. 2026. GuruFocus rates GNRV with a GF Score™ of 35/100 and a GF Value™ of $2.89 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Grand River Commerce's Tax Expense for the three months ended in Jun. 2026 was $0.02 Mil. Grand River Commerce's Pre-Tax Income for the three months ended in Jun. 2026 was $0.07 Mil. Therefore, Grand River Commerce's Tax Rate % for the quarter that ended in Jun. 2026 was 22.73%.


Grand River Commerce Tax Rate % Related Terms


Grand River Commerce Tax Rate % Historical Data

* Premium members only.

The historical data trend for Grand River Commerce's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grand River Commerce Tax Rate % Chart

Grand River Commerce Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.82 18.56 19.13 20.51 21.15

Grand River Commerce Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.43 21.11 21.09 20.90 22.73
GNRV
35GF Score
Grand River Commerce Inc GNRV
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grand River Commerce Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Grand River Commerce's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=0.173/0.818
=21.15 %

Grand River Commerce's Tax Rate % for the quarter that ended in Jun. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Jun. 2026 )/Pre-Tax Income (Q: Jun. 2026 )
=0.015/0.066
=22.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 22.73% mean?
Grand River Commerce (GNRV) has a Tax Rate % of 22.73% as of Jun. 2026.
Is Grand River Commerce's Tax Rate % too high?
Grand River Commerce's current Tax Rate % is 22.73%. Overall, Grand River Commerce has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grand River Commerce's Tax Rate % compare to PCLB and OTTW?
Grand River Commerce's Tax Rate % of 22.73% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Grand River Commerce's current Tax Rate % is 22.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grand River Commerce stock overvalued right now?
Based on GuruFocus' analysis, Grand River Commerce (GNRV) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.89, compared to a current price of $5.21 — trading 80.3% above its estimated fair value. The current Tax Rate % is 22.73%. Grand River Commerce's overall GF Score™ is 35/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Grand River Commerce (GNRV), the current Tax Rate % is 22.73% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grand River Commerce (GNRV) Overvalued in 2026?

Based on GuruFocus' analysis, Grand River Commerce stock appears to be overvalued. The current stock price of $5.21 is trading 80.3% above its estimated GF Value™ of $2.89. GuruFocus considers Grand River Commerce to be Significantly Overvalued.

Key valuation signals for GNRV:

  • Tax Rate %: 22.73%
  • GF Value™: $2.89 vs. price of $5.21 (80.3% above fair value)
  • GF Score™: 35/100 with 5 warning signs

No single metric tells the full story. See the GNRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grand River Commerce Business Description

Address 4471 Wilson Avenue, South West, Grandville, MI, USA, 49418
Grand River Commerce Inc is a United States-based bank holding company. It operates a full-service commercial bank and offers a range of commercial and consumer banking services to businesses, professionals, and local residents. The bank's deposit products are Interest and Non-interest-bearing checking accounts, Savings accounts, and Time deposits, and its primary lending products are Real estate mortgages and commercial and consumer loans. The company's prime source of revenue is the interest income.
35GF Score

Get the complete analysis for GNRV

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.21
Price
$2.89
GF Value