GNRV (Grand River Commerce) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 11, 2026)


GNRV Grand River Commerce Inc GNRV
35 GF Score
Price $5.38
GF Value $2.87
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Grand River Commerce Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Grand River Commerce's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

GNRV vs BHDB, HCKG, HFBA: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Grand River Commerce's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Grand River Commerce Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Grand River Commerce's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Grand River Commerce's Margin of Safety % (DCF Earnings Based) falls into.


GNRV
35GF Score
Grand River Commerce Inc GNRV
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Grand River Commerce (GNRV) Overvalued in 2026?

Based on GuruFocus' analysis, Grand River Commerce stock appears to be overvalued. The current stock price of $5.38 is trading 87.5% above its estimated GF Value™ of $2.87. GuruFocus considers Grand River Commerce to be Significantly Overvalued.

Key valuation signals for GNRV:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $2.87 vs. price of $5.38 (87.5% above fair value)
  • GF Score™: 35/100 with 5 warning signs

No single metric tells the full story. See the GNRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grand River Commerce Business Description

Address 4471 Wilson Avenue, South West, Grandville, MI, USA, 49418
Grand River Commerce Inc is a United States-based bank holding company. It operates a full-service commercial bank and offers a range of commercial and consumer banking services to businesses, professionals, and local residents. The bank's deposit products are Interest and Non-interest-bearing checking accounts, Savings accounts, and Time deposits, and its primary lending products are Real estate mortgages and commercial and consumer loans. The company's prime source of revenue is the interest income.
35GF Score

Get the complete analysis for GNRV

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.38
Price
$2.87
GF Value