Grand River Commerce's quarterly market cap
declined
from Sep. 2025 ($28.16 Mil) to Dec. 2025 ($26.82 Mil) but then
increased
from Dec. 2025 ($26.82 Mil) to Mar. 2026 ($29.35 Mil).
Grand River Commerce's annual market cap
declined
from Dec. 2023 ($24.14 Mil) to Dec. 2024 ($20.06 Mil) but then
increased
from Dec. 2024 ($20.06 Mil) to Dec. 2025 ($26.82 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Grand River Commerce's Enterprise Value for Today is $23.06 Mil.
Grand River Commerce (OTCPK:GNRV) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Grand River Commerce Market Cap Related Terms
Grand River Commerce Market Cap Historical Data
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The historical data trend for Grand River Commerce's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grand River Commerce's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grand River Commerce Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Grand River Commerce's Market Cap distribution charts can be found below:
* The bar in red indicates where Grand River Commerce's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Grand River Commerce's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grand River Commerce (GNRV) has a Market Cap of $37.87 Mil as of Jul. 11, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Grand River Commerce and its competitors. According to the industry distribution chart, Grand River Commerce ranks #1426 out of 1542 companies in the Banks industry, placing it in the top 92.5%.
Is Grand River Commerce's Market Cap too high?
Grand River Commerce's current Market Cap is $37.87 Mil. The Banks industry median Market Cap is 711.63. Grand River Commerce's value of $37.87 Mil is 94.7% below this industry median. Based on the distribution chart, Grand River Commerce ranks #1426 out of 1542 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grand River Commerce has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grand River Commerce's Market Cap compare to BHDB and HCKG?
According to the Banks industry distribution chart, Grand River Commerce ranks #1426 out of 1542 companies for Market Cap. This places Grand River Commerce in the lower half of its industry. The industry median Market Cap is 711.63. Grand River Commerce's value of $37.87 Mil is 94.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 711.63, based on 1,542 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grand River Commerce's current Market Cap of $37.87 Mil is 94.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Grand River Commerce and its competitors. For the Banks industry, the median Market Cap is 711.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grand River Commerce's current Market Cap is $37.87 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grand River Commerce stock overvalued right now?
Based on GuruFocus' analysis, Grand River Commerce (GNRV) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.87, compared to a current price of $5.38 — trading 87.5% above its estimated fair value. The current Market Cap is $37.87 Mil and 94.7% below the Banks industry median of 711.63. Grand River Commerce's overall GF Score™ is 35/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Grand River Commerce (GNRV), the current Market Cap is $37.87 Mil as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grand River Commerce (GNRV) Overvalued in 2026?
Based on GuruFocus' analysis, Grand River Commerce stock appears to be overvalued.
The current stock price of $5.38 is trading 87.5% above its estimated GF Value™ of $2.87.
GuruFocus considers Grand River Commerce to be Significantly Overvalued.
Key valuation signals for GNRV:
Market Cap: $37.87 Mil
GF Value™: $2.87 vs. price of $5.38 (87.5% above fair value)
Industry Position: 94.7% below the Banks median (#1426 of 1542)
No single metric tells the full story. See the GNRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grand River Commerce Inc is a United States-based bank holding company. It operates a full-service commercial bank and offers a range of commercial and consumer banking services to businesses, professionals, and local residents. The bank's deposit products are Interest and Non-interest-bearing checking accounts, Savings accounts, and Time deposits, and its primary lending products are Real estate mortgages and commercial and consumer loans. The company's prime source of revenue is the interest income.
35GF Score
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