Indian Railway Finance (NSE:IRFC) FCF Yield %: -22.83 (As of Jun. 30, 2026)


NSE:IRFC Indian Railway Finance Corp Ltd NSE:IRFC
71 GF Score
Price ₹90.61
GF Value ₹127.60
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Indian Railway Finance FCF Yield %?

Indian Railway Finance NSE:IRFC -1.26% 71 FCF Yield % is -22.83 as of Jun. 30, 2026. GuruFocus rates NSE:IRFC with a GF Score™ of 71/100 and a GF Value™ of ₹127.60 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 540 Credit Services companies, Indian Railway Finance ranks worse than 80.56% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Indian Railway Finance's Trailing 12-Month Free Cash Flow is ₹-270,398 Mil, and Market Cap is ₹1,184,399 Mil. Therefore, Indian Railway Finance's FCF Yield % for today is -22.83%.

The historical rank and industry rank for Indian Railway Finance's FCF Yield % or its related term are showing as below:

NSE:IRFC' s FCF Yield % Range Over the Past 10 Years
Min: -401.18   Med: -21.23   Max: 5.42
Current: -22.83


During the past 9 years, the highest FCF Yield % of Indian Railway Finance was 5.42%. The lowest was -401.18%. And the median was -21.23%.

NSE:IRFC's FCF Yield % is ranked worse than
80.56% of 540 companies
in the Credit Services industry
Industry Median: -0.395 vs NSE:IRFC: -22.83

Indian Railway Finance's FCF Margin % for the quarter that ended in Mar. 2026 was -216.59%.


Indian Railway Finance FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Indian Railway Finance FCF Yield % Related Terms


Indian Railway Finance FCF Yield % Historical Data

* Premium members only.

The historical data trend for Indian Railway Finance's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indian Railway Finance FCF Yield % Chart

Indian Railway Finance Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only -229.81 -82.24 4.25 5.06 -23.72

Indian Railway Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.79 3.17 39.20 -69.85 -55.75

NSE:IRFC vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Indian Railway Finance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indian Railway Finance FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Indian Railway Finance's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Indian Railway Finance's FCF Yield % falls into.


NSE:IRFC
71GF Score
Indian Railway Finance Corp Ltd NSE:IRFC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indian Railway Finance FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Indian Railway Finance's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-270398.1 / 1139965.77838
=-23.72%

Indian Railway Finance's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-158887.3 * 4 / 1139965.77838
=-55.75%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -22.83 mean?
Indian Railway Finance (NSE:IRFC) has a FCF Yield % of -22.83 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Indian Railway Finance and its competitors. According to the industry distribution chart, Indian Railway Finance ranks #435 out of 540 companies in the Credit Services industry, placing it in the top 80.6%.
Is Indian Railway Finance's FCF Yield % too high?
Indian Railway Finance's current FCF Yield % is -22.83. Based on the distribution chart, Indian Railway Finance ranks #435 out of 540 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Indian Railway Finance has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indian Railway Finance's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Indian Railway Finance ranks #435 out of 540 companies for FCF Yield %. This places Indian Railway Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Indian Railway Finance and its competitors. Indian Railway Finance's current FCF Yield % is -22.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Railway Finance stock overvalued right now?
Based on GuruFocus' analysis, Indian Railway Finance (NSE:IRFC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹127.60, compared to a current price of ₹90.61 — trading 29% below its estimated fair value. The current FCF Yield % is -22.83. Indian Railway Finance's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Indian Railway Finance (NSE:IRFC), the current FCF Yield % is -22.83 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indian Railway Finance (NSE:IRFC) Overvalued in 2026?

Based on GuruFocus' analysis, Indian Railway Finance stock appears to be undervalued. The current stock price of ₹90.61 is trading 29% below its estimated GF Value™ of ₹127.60. GuruFocus considers Indian Railway Finance to be Modestly Undervalued.

Key valuation signals for NSE:IRFC:

  • FCF Yield %: -22.83
  • GF Value™: ₹127.60 vs. price of ₹90.61 (29% below fair value)
  • GF Score™: 71/100 with 9 warning signs

No single metric tells the full story. See the NSE:IRFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indian Railway Finance Business Description

Other Exchanges 543257:India
Address Bhisham Pitamah Marg, Lodhi Road, UG Floor, East Tower, NBCC Place, Pragati Vihar, New Delhi, IND, 110003
Indian Railway Finance Corp Ltd is engaged in the business of borrowing funds from the financial markets to finance the acquisition/creation of assets, which are then leased out to the Indian Railways or any entity under the Ministry of Railways. Its only operating segment is Leasing and Finance. The company generates maximum revenue from Lease Income.
71GF Score

Get the complete analysis for NSE:IRFC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹90.61
Price
₹127.60
GF Value