Indian Railway Finance (NSE:IRFC) OCF Yield %: -22.53 (As of Jul. 02, 2026)


NSE:IRFC Indian Railway Finance Corp Ltd NSE:IRFC
70 GF Score
Price ₹91.18
GF Value ₹127.69
Valuation Modestly Undervalued
! 9 Warning Signs
View Full Analysis

What is Indian Railway Finance OCF Yield %?

Indian Railway Finance NSE:IRFC +0.72% 70 OCF Yield % is -22.53 as of Jul. 02, 2026. GuruFocus rates NSE:IRFC with a GF Score™ of 70/100 and a GF Value™ of ₹127.69 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 540 Credit Services companies, Indian Railway Finance ranks worse than 81.3% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Indian Railway Finance's Trailing 12-Month Cash Flow from Operations is ₹-270,264 Mil, and Market Cap is ₹1,191,586 Mil. Therefore, Indian Railway Finance's OCF Yield % for today is -22.53%.

The historical rank and industry rank for Indian Railway Finance's OCF Yield % or its related term are showing as below:

NSE:IRFC' s OCF Yield % Range Over the Past 10 Years
Min: -401.17   Med: -21.22   Max: 5.42
Current: -22.53


During the past 9 years, the highest OCF Yield % of Indian Railway Finance was 5.42%. The lowest was -401.17%. And the median was -21.22%.

NSE:IRFC's OCF Yield % is ranked worse than
81.3% of 540 companies
in the Credit Services industry
Industry Median: -0.025 vs NSE:IRFC: -22.53

Indian Railway Finance's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Indian Railway Finance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Indian Railway Finance OCF Yield % Related Terms


Indian Railway Finance OCF Yield % Historical Data

* Premium members only.

The historical data trend for Indian Railway Finance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indian Railway Finance OCF Yield % Chart

Indian Railway Finance Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only -229.78 -82.24 4.25 5.06 -23.71

Indian Railway Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.80 3.17 39.20 -69.84 -55.72

NSE:IRFC vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Indian Railway Finance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indian Railway Finance OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Indian Railway Finance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Indian Railway Finance's OCF Yield % falls into.


NSE:IRFC
70GF Score
Indian Railway Finance Corp Ltd NSE:IRFC
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indian Railway Finance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Indian Railway Finance's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-270264.1 / 1139965.77838
=-23.71%

Indian Railway Finance's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-158788.1 * 4 / 1139965.77838
=-55.72%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -22.53 mean?
Indian Railway Finance (NSE:IRFC) has a OCF Yield % of -22.53 as of Jul. 02, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Indian Railway Finance and its competitors. According to the industry distribution chart, Indian Railway Finance ranks #439 out of 540 companies in the Credit Services industry, placing it in the top 81.3%.
Is Indian Railway Finance's OCF Yield % too high?
Indian Railway Finance's current OCF Yield % is -22.53. Based on the distribution chart, Indian Railway Finance ranks #439 out of 540 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Indian Railway Finance has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indian Railway Finance's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Indian Railway Finance ranks #439 out of 540 companies for OCF Yield %. This places Indian Railway Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Indian Railway Finance and its competitors. Indian Railway Finance's current OCF Yield % is -22.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Railway Finance stock overvalued right now?
Based on GuruFocus' analysis, Indian Railway Finance (NSE:IRFC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹127.69, compared to a current price of ₹91.18 — trading 28.6% below its estimated fair value. The current OCF Yield % is -22.53. Indian Railway Finance's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Indian Railway Finance (NSE:IRFC), the current OCF Yield % is -22.53 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indian Railway Finance (NSE:IRFC) Overvalued in 2026?

Based on GuruFocus' analysis, Indian Railway Finance stock appears to be undervalued. The current stock price of ₹91.18 is trading 28.6% below its estimated GF Value™ of ₹127.69. GuruFocus considers Indian Railway Finance to be Modestly Undervalued.

Key valuation signals for NSE:IRFC:

  • OCF Yield %: -22.53
  • GF Value™: ₹127.69 vs. price of ₹91.18 (28.6% below fair value)
  • GF Score™: 70/100 with 9 warning signs

No single metric tells the full story. See the NSE:IRFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indian Railway Finance Business Description

Other Exchanges 543257:India
Address Bhisham Pitamah Marg, Lodhi Road, UG Floor, East Tower, NBCC Place, Pragati Vihar, New Delhi, IND, 110003
Indian Railway Finance Corp Ltd is engaged in the business of borrowing funds from the financial markets to finance the acquisition/creation of assets, which are then leased out to the Indian Railways or any entity under the Ministry of Railways. Its only operating segment is Leasing and Finance. The company generates maximum revenue from Lease Income.
70GF Score

Get the complete analysis for NSE:IRFC

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹91.18
Price
₹127.69
GF Value