Indian Railway Finance (NSE:IRFC) Institutional Ownership: 1.26% (As of Aug. 01, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:IRFC Indian Railway Finance Corp Ltd NSE:IRFC
70 GF Score
Price ₹89.15
GF Value ₹132.91
Valuation Possible Value Trap
! 9 Warning Signs
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What is Indian Railway Finance Institutional Ownership?

Indian Railway Finance NSE:IRFC +0.26% 70 Institutional Ownership is 1.26% as of Aug. 01, 2026. GuruFocus rates NSE:IRFC with a GF Score™ of 70/100 and a GF Value™ of ₹132.91 (Possible Value Trap). The stock has 9 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Indian Railway Finance's institutional ownership is 1.26%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Indian Railway Finance's Insider Ownership is 0.00%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Indian Railway Finance's Float Percentage Of Total Shares Outstanding is 0.00%.

Indian Railway Finance Institutional Ownership Historical Data

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The historical data trend for Indian Railway Finance's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indian Railway Finance Institutional Ownership Chart

Indian Railway Finance Historical Data

The historical data trend for Indian Railway Finance can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 1.03 1.09 1.09 1.07 1.03 1.01 1.16 1.19 1.20 1.26
NSE:IRFC
70GF Score
Indian Railway Finance Corp Ltd NSE:IRFC
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Indian Railway Finance Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 1.26% mean?
Indian Railway Finance (NSE:IRFC) has a Institutional Ownership of 1.26% as of Aug. 01, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Indian Railway Finance and its competitors.
Is Indian Railway Finance's Institutional Ownership too high?
Indian Railway Finance's current Institutional Ownership is 1.26%. Overall, Indian Railway Finance has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Indian Railway Finance's Institutional Ownership compare to V and MA?
Indian Railway Finance's Institutional Ownership of 1.26% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Credit Services company?
A good Institutional Ownership depends on the Credit Services industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Indian Railway Finance and its competitors. Indian Railway Finance's current Institutional Ownership is 1.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Railway Finance stock overvalued right now?
Based on GuruFocus' analysis, Indian Railway Finance (NSE:IRFC) is currently considered Possible Value Trap. The stock's GF Value™ is ₹132.91, compared to a current price of ₹89.15 — trading 32.9% below its estimated fair value. The current Institutional Ownership is 1.26%. Indian Railway Finance's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Indian Railway Finance (NSE:IRFC), the current Institutional Ownership is 1.26% as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indian Railway Finance (NSE:IRFC) Overvalued in 2026?

Based on GuruFocus' analysis, Indian Railway Finance stock appears to be undervalued. The current stock price of ₹89.15 is trading 32.9% below its estimated GF Value™ of ₹132.91. GuruFocus considers Indian Railway Finance to be Possible Value Trap.

Key valuation signals for NSE:IRFC:

  • Institutional Ownership: 1.26%
  • GF Value™: ₹132.91 vs. price of ₹89.15 (32.9% below fair value)
  • GF Score™: 70/100 with 9 warning signs

No single metric tells the full story. See the NSE:IRFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Indian Railway Finance Business Description

Other Exchanges 543257:India
Address Bhisham Pitamah Marg, Lodhi Road, UG Floor, East Tower, NBCC Place, Pragati Vihar, New Delhi, IND, 110003
Indian Railway Finance Corp Ltd is engaged in the business of borrowing funds from the financial markets to finance the acquisition/creation of assets, which are then leased out to the Indian Railways or any entity under the Ministry of Railways. Its only operating segment is Leasing and Finance. The company generates maximum revenue from Lease Income.
70GF Score

Get the complete analysis for NSE:IRFC

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹89.15
Price
₹132.91
GF Value