Indian Railway Finance (NSE:IRFC) Total Liabilities: ₹4,599,277 Mil (As of Mar. 2026)


NSE:IRFC Indian Railway Finance Corp Ltd NSE:IRFC
74 GF Score
Price ₹90.24
GF Value ₹127.77
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Indian Railway Finance Total Liabilities?

Indian Railway Finance NSE:IRFC -0.36% 74 Total Liabilities is ₹4,599,277 Mil as of Mar. 2026. GuruFocus rates NSE:IRFC with a GF Score™ of 74/100 and a GF Value™ of ₹127.77 (Modestly Undervalued). The stock has 9 warning signs investors should review.

Indian Railway Finance's Total Liabilities for the quarter that ended in Mar. 2026 was ₹4,599,277 Mil.

Indian Railway Finance's quarterly Total Liabilities declined from Sep. 2025 (₹4,478,024.40 Mil) to Dec. 2025 (₹4,416,975.70 Mil) but then increased from Dec. 2025 (₹4,416,975.70 Mil) to Mar. 2026 (₹4,599,277.20 Mil).

Indian Railway Finance's annual Total Liabilities increased from Mar. 2024 (₹4,359,038.60 Mil) to Mar. 2025 (₹4,361,668.30 Mil) and increased from Mar. 2025 (₹4,361,668.30 Mil) to Mar. 2026 (₹4,599,277.20 Mil).

Indian Railway Finance Total Liabilities Historical Data

* Premium members only.

The historical data trend for Indian Railway Finance's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indian Railway Finance Total Liabilities Chart

Indian Railway Finance Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Liabilities
Get a 7-Day Free Trial Premium Member Only 4,089,838.84 4,456,785.70 4,359,038.60 4,361,668.30 4,599,277.20

Indian Railway Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,361,668.30 4,263,189.10 4,478,024.40 4,416,975.70 4,599,277.20
NSE:IRFC
74GF Score
Indian Railway Finance Corp Ltd NSE:IRFC
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Indian Railway Finance Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Indian Railway Finance's Total Liabilities for the fiscal year that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=147.6+(4364711.5+234418.1
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=4,599,277

Total Liabilities=Total Assets (A: Mar. 2026 )-Total Equity (A: Mar. 2026 )
=5166764.8-567487.6
=4,599,277

Indian Railway Finance's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=147.6+(4364711.5+234418.1
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=4,599,277

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=5166764.8-567487.6
=4,599,277

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of ₹4,599,277 Mil mean?
Indian Railway Finance (NSE:IRFC) has a Total Liabilities of ₹4,599,277 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Indian Railway Finance and its competitors.
Is Indian Railway Finance's Total Liabilities too high?
Indian Railway Finance's current Total Liabilities is ₹4,599,277 Mil. Overall, Indian Railway Finance has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indian Railway Finance's Total Liabilities compare to V and MA?
Indian Railway Finance's Total Liabilities of ₹4,599,277 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Indian Railway Finance and its competitors. Indian Railway Finance's current Total Liabilities is ₹4,599,277 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Railway Finance stock overvalued right now?
Based on GuruFocus' analysis, Indian Railway Finance (NSE:IRFC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹127.77, compared to a current price of ₹90.24 — trading 29.4% below its estimated fair value. The current Total Liabilities is ₹4,599,277 Mil. Indian Railway Finance's overall GF Score™ is 74/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Indian Railway Finance (NSE:IRFC), the current Total Liabilities is ₹4,599,277 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indian Railway Finance (NSE:IRFC) Overvalued in 2026?

Based on GuruFocus' analysis, Indian Railway Finance stock appears to be undervalued. The current stock price of ₹90.24 is trading 29.4% below its estimated GF Value™ of ₹127.77. GuruFocus considers Indian Railway Finance to be Modestly Undervalued.

Key valuation signals for NSE:IRFC:

  • Total Liabilities: ₹4,599,277 Mil
  • GF Value™: ₹127.77 vs. price of ₹90.24 (29.4% below fair value)
  • GF Score™: 74/100 with 9 warning signs

No single metric tells the full story. See the NSE:IRFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Indian Railway Finance Business Description

Other Exchanges 543257:India
Address Bhisham Pitamah Marg, Lodhi Road, UG Floor, East Tower, NBCC Place, Pragati Vihar, New Delhi, IND, 110003
Indian Railway Finance Corp Ltd is engaged in the business of borrowing funds from the financial markets to finance the acquisition/creation of assets, which are then leased out to the Indian Railways or any entity under the Ministry of Railways. Its only operating segment is Leasing and Finance. The company generates maximum revenue from Lease Income.
74GF Score

Get the complete analysis for NSE:IRFC

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹90.24
Price
₹127.77
GF Value