Indian Railway Finance (NSE:IRFC) Total Payout Ratio: (As of Sep. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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NSE:IRFC Indian Railway Finance Corp Ltd NSE:IRFC
71 GF Score
Price ₹81.50
GF Value ₹134.55
Valuation Possible Value Trap
! 7 Warning Signs
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What is Indian Railway Finance Total Payout Ratio?

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Indian Railway Finance's current Total Payout Ratio is .

Indian Railway Finance Total Payout Ratio Related Terms

Indian Railway Finance Total Payout Ratio Historical Data

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The historical data trend for Indian Railway Finance's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indian Railway Finance Total Payout Ratio Chart

Indian Railway Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Payout Ratio
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Indian Railway Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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NSE:IRFC vs V, MA, AXP: Total Payout Ratio Comparison

For the Credit Services subindustry, Indian Railway Finance's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Indian Railway Finance Total Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Indian Railway Finance's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Indian Railway Finance's Total Payout Ratio falls into.


NSE:IRFC
71GF Score
Indian Railway Finance Corp Ltd NSE:IRFC
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indian Railway Finance Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Indian Railway Finance's Total Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0 + -9.2 + -27443.9) / 70091.7
=0.39

Indian Railway Finance's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- ( + + ) / 19272.1
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Indian Railway Finance (NSE:IRFC) Overvalued in 2026?

Based on GuruFocus' analysis, Indian Railway Finance stock appears to be undervalued. The current stock price of ₹81.50 is trading 39.4% below its estimated GF Value™ of ₹134.55. GuruFocus considers Indian Railway Finance to be Possible Value Trap.

Key valuation signals for NSE:IRFC:

  • Total Payout Ratio:
  • GF Value™: ₹134.55 vs. price of ₹81.50 (39.4% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the NSE:IRFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Indian Railway Finance Business Description

Other Exchanges 543257:India
Address Bhisham Pitamah Marg, Lodhi Road, UG Floor, East Tower, NBCC Place, Pragati Vihar, New Delhi, IND, 110003
Indian Railway Finance Corp Ltd is engaged in the business of borrowing funds from the financial markets to finance the acquisition/creation of assets, which are then leased out to the Indian Railways or any entity under the Ministry of Railways. Its only operating segment is Leasing and Finance. The company generates maximum revenue from Lease Income.
71GF Score

Get the complete analysis for NSE:IRFC

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹81.50
Price
₹134.55
GF Value