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Triad Business BankTBBC 67 OCF Yield % is 5.23 as of Aug. 02, 2026, which is 772% above its 10-year median of 0.60. GuruFocus rates TBBC with a GF Score™ of 67/100 and a GF Value™ of $5.43 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,498 Banks companies, Triad Business Bank ranks worse than 65.22% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Triad Business Bank OCF Yield % Related Terms
Triad Business Bank OCF Yield % Historical Data
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The historical data trend for Triad Business Bank's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Triad Business Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Triad Business Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Triad Business Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Triad Business Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Triad Business Bank (TBBC) has a OCF Yield % of 5.23 as of Aug. 02, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Triad Business Bank and its competitors. This is 772% above median its historical median of 0.60. According to the industry distribution chart, Triad Business Bank ranks #977 out of 1498 companies in the Banks industry, placing it in the top 65.2%.
Is Triad Business Bank's OCF Yield % too high?
Triad Business Bank's current OCF Yield % of 5.23 is 772% above median its 10-year median of 0.60. The Banks industry median OCF Yield % is 9.00. Triad Business Bank's value of 5.23 is 41.9% below this industry median. Based on the distribution chart, Triad Business Bank ranks #977 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Triad Business Bank has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Triad Business Bank's OCF Yield % compare to DENI and FGFI?
According to the Banks industry distribution chart, Triad Business Bank ranks #977 out of 1498 companies for OCF Yield %. This places Triad Business Bank in the lower half of its industry. The industry median OCF Yield % is 9.00. Triad Business Bank's value of 5.23 is 41.9% below this benchmark. While the company's 10-year median is 0.60 vs. the industry median of 9.00, Triad Business Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.00, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Triad Business Bank's current OCF Yield % of 5.23 is 41.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Triad Business Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triad Business Bank's current OCF Yield % is 5.23, which is 772% above median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triad Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Triad Business Bank (TBBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $5.43, compared to a current price of $6.51 — trading 19.9% above its estimated fair value. The current OCF Yield % is 5.23, which is 772% above median its 10-year median of 0.60 and 41.9% below the Banks industry median of 9.00. Triad Business Bank's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Triad Business Bank (TBBC), the current OCF Yield % is 5.23 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Triad Business Bank (TBBC) Overvalued in 2026?
Based on GuruFocus' analysis, Triad Business Bank stock appears to be overvalued.
The current stock price of $6.51 is trading 19.9% above its estimated GF Value™ of $5.43.
GuruFocus considers Triad Business Bank to be Modestly Overvalued.
Key valuation signals for TBBC:
OCF Yield %: 5.23 (772% above median its 10-year median of 0.60)
GF Value™: $5.43 vs. price of $6.51 (19.9% above fair value)
Industry Position: 41.9% below the Banks median (#977 of 1498)
No single metric tells the full story. See the TBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Triad Business Bank is engaged in the provision of financial products and services operating through its banking offices in the Triad region of North Carolina, USA. It offers a range of private banking, commercial banking, and treasury solutions, which include products and services like checking accounts, debit cards and online services, loans, money market accounts, and cash management solutions, among others.
67GF Score
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