TWFGTWFG +2.89%21 FCF Yield % is -5.82 as of Jul. 04, 2026. GuruFocus rates TWFG with a GF Score™ of 21/100. Among 507 Insurance companies, TWFG ranks worse than 86.98% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
As of today, TWFG's Trailing 12-Month Free Cash Flow is $-19.6 Mil, and Market Cap is $336.0 Mil. Therefore, TWFG's FCF Yield % for today is -5.82%.
The historical rank and industry rank for TWFG's FCF Yield % or its related term are showing as below:
TWFG'
s FCF Yield % Range Over the Past 10 Years
Min: -7.33 Med: -0.16 Max: 6.99
Current: -5.82
During the past 4 years, the highest FCF Yield % of TWFG was 6.99%. The lowest was -7.33%. And the median was -0.16%.
TWFG's FCF Yield % is ranked worse than 86.98% of 507
companies
in the Insurance industry
Industry Median: 6.92
vs TWFG: -5.82
TWFG's FCF Margin % for the quarter that ended in Mar. 2026 was -8.98%.
TWFG FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
TWFG FCF Yield % Related Terms
TWFG FCF Yield % Historical Data
* Premium members only.
The historical data trend for TWFG's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, TWFG's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TWFG FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, TWFG's FCF Yield % distribution charts can be found below:
* The bar in red indicates where TWFG's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TWFG (TWFG) has a FCF Yield % of -5.82 as of Jul. 04, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on TWFG and its competitors. According to the industry distribution chart, TWFG ranks #441 out of 507 companies in the Insurance industry, placing it in the top 87%.
Is TWFG's FCF Yield % too high?
TWFG's current FCF Yield % is -5.82. Based on the distribution chart, TWFG ranks #441 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, TWFG has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does TWFG's FCF Yield % compare to AIFU and SLQT?
According to the Insurance industry distribution chart, TWFG ranks #441 out of 507 companies for FCF Yield %. This places TWFG in the lower half of its industry. The industry median FCF Yield % is 6.92. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.92, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on TWFG and its competitors. For the Insurance industry, the median FCF Yield % is 6.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TWFG's current FCF Yield % is -5.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TWFG stock overvalued right now?
TWFG (TWFG) has a current FCF Yield % of -5.82. The current FCF Yield % is -5.82. TWFG's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For TWFG (TWFG), the current FCF Yield % is -5.82 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
TWFG Inc is an independent distribution platform for personal and commercial insurance in the United States. It offers all lines of insurance, multiple distribution contract options, M&A services, proprietary virtual assistants, proprietary technology, proprietary premium financing, unlimited continuing education, recognition programs, co-op funding, marketing support and overall lower costs to operate.
21GF Score
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