TWFG (TWFG) ROCE %: 17.83% (As of Mar. 2026)


TWFG TWFG Inc TWFG
21 GF Score
Price $25.85
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What is TWFG ROCE %?

TWFG TWFG +2.89% 21 ROCE % is 17.83% as of Mar. 2026. GuruFocus rates TWFG with a GF Score™ of 21/100.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. TWFG's annualized ROCE % for the quarter that ended in Mar. 2026 was 17.83%.

TWFG  (NAS:TWFG) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

TWFG ROCE % Related Terms

TWFG ROCE % Historical Data

* Premium members only.

The historical data trend for TWFG's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TWFG ROCE % Chart

TWFG Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROCE %
35.01 35.41 17.74 14.62

TWFG Quarterly Data
Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.63 13.25 14.19 21.24 17.83
TWFG
21GF Score
TWFG Inc TWFG
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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TWFG ROCE % Calculation

TWFG's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=44.732/( ( (323.428 - 39.617) + (372.335 - 44.084) )/ 2 )
=44.732/( (283.811+328.251)/ 2 )
=44.732/306.031
=14.62 %

TWFG's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=57.096/( ( (372.335 - 44.084) + (371.177 - 58.875) )/ 2 )
=57.096/( ( 328.251 + 312.302 )/ 2 )
=57.096/320.2765
=17.83 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 17.83% mean?
TWFG (TWFG) has a ROCE % of 17.83% as of Mar. 2026.
Is TWFG's ROCE % too high?
TWFG's current ROCE % is 17.83%. The Insurance industry median ROCE % is 7.86. TWFG's value of 17.83% is 126.8% above this industry median. Overall, TWFG has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does TWFG's ROCE % compare to AIFU and SLQT?
TWFG's ROCE % of 17.83% can be compared against companies in the Insurance industry. The industry median ROCE % is 7.86. TWFG's value of 17.83% is 126.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 7.86, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TWFG's current ROCE % of 17.83% is 126.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 7.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TWFG's current ROCE % is 17.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TWFG stock overvalued right now?
TWFG (TWFG) has a current ROCE % of 17.83%. The current ROCE % is 17.83% and 126.8% above the Insurance industry median of 7.86. TWFG's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For TWFG (TWFG), the current ROCE % is 17.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

TWFG Business Description

Address 10055 Grogans Mill Road, Suite 500, The Woodlands, TX, USA, 77380
TWFG Inc is an independent distribution platform for personal and commercial insurance in the United States. It offers all lines of insurance, multiple distribution contract options, M&A services, proprietary virtual assistants, proprietary technology, proprietary premium financing, unlimited continuing education, recognition programs, co-op funding, marketing support and overall lower costs to operate.
21GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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