TWFGTWFG +2.89%21 OCF Yield % is 18.03 as of Jul. 05, 2026, which is 96% above its 10-year median of 9.20. GuruFocus rates TWFG with a GF Score™ of 21/100. Among 507 Insurance companies, TWFG ranks better than 75.54% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
The historical rank and industry rank for TWFG's OCF Yield % or its related term are showing as below:
TWFG'
s OCF Yield % Range Over the Past 10 Years
Min: 2.44 Med: 9.2 Max: 22.69
Current: 18.03
During the past 4 years, the highest OCF Yield % of TWFG was 22.69%. The lowest was 2.44%. And the median was 9.20%.
TWFG's OCF Yield % is ranked better than 75.54% of 507
companies
in the Insurance industry
Industry Median: 7.95
vs TWFG: 18.03
TWFG's OCF Margin % for the quarter that ended in Mar. 2026 was %.
TWFG OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
TWFG OCF Yield % Related Terms
TWFG OCF Yield % Historical Data
* Premium members only.
The historical data trend for TWFG's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, TWFG's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TWFG OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, TWFG's OCF Yield % distribution charts can be found below:
* The bar in red indicates where TWFG's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TWFG (TWFG) has a OCF Yield % of 18.03 as of Jul. 05, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on TWFG and its competitors. This is 96% above median its historical median of 9.20. Over the past decade, TWFG's OCF Yield % has ranged from 2.44 to 22.69. According to the industry distribution chart, TWFG ranks #124 out of 507 companies in the Insurance industry, placing it in the top 24.5%.
Is TWFG's OCF Yield % too high?
TWFG's current OCF Yield % of 18.03 is 96% above median its 10-year median of 9.20. Over the past 10 years, this metric has ranged from a low of 2.44 to a high of 22.69. The Insurance industry median OCF Yield % is 7.95. TWFG's value of 18.03 is 126.8% above this industry median. Based on the distribution chart, TWFG ranks #124 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, TWFG has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does TWFG's OCF Yield % compare to AIFU and SLQT?
According to the Insurance industry distribution chart, TWFG ranks #124 out of 507 companies for OCF Yield %. This places TWFG in the top 25% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 7.95. TWFG's value of 18.03 is 126.8% above this benchmark. Historically, TWFG's own OCF Yield % has ranged from 2.44 to 22.69 over the past decade. While the company's 10-year median is 9.20 vs. the industry median of 7.95, TWFG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 7.95, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TWFG's current OCF Yield % of 18.03 is 126.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on TWFG and its competitors. For the Insurance industry, the median OCF Yield % is 7.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TWFG's current OCF Yield % is 18.03, which is 96% above median its own 10-year median of 9.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TWFG stock overvalued right now?
TWFG (TWFG) has a current OCF Yield % of 18.03. The current OCF Yield % is 18.03, which is 96% above median its 10-year median of 9.20 and 126.8% above the Insurance industry median of 7.95. TWFG's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For TWFG (TWFG), the current OCF Yield % is 18.03 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
TWFG Inc is an independent distribution platform for personal and commercial insurance in the United States. It offers all lines of insurance, multiple distribution contract options, M&A services, proprietary virtual assistants, proprietary technology, proprietary premium financing, unlimited continuing education, recognition programs, co-op funding, marketing support and overall lower costs to operate.
21GF Score
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