TWFGTWFG +2.89%21 Pretax Margin % is 20.19% as of Mar. 2026, which is 29% above its 10-year median of 15.67. GuruFocus rates TWFG with a GF Score™ of 21/100. Among 504 Insurance companies, TWFG ranks better than 75% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. TWFG's Pre-Tax Income for the
three
months ended in Mar. 2026 was $14.2 Mil. TWFG's Revenue for the
three
months ended in Mar. 2026 was $70.4 Mil. Therefore, TWFG's pretax margin for the quarter that ended in Mar. 2026 was 20.19%.
The historical rank and industry rank for TWFG's Pretax Margin % or its related term are showing as below:
TWFG'
s Pretax Margin % Range Over the Past 10 Years
Min: 15.13 Med: 15.67 Max: 20.25
Current: 20.25
TWFG's Pretax Margin % is ranked better than 75% of 504
companies
in the Insurance industry
Industry Median: 11.98
vs TWFG: 20.25
TWFG (NAS:TWFG) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
TWFG Pretax Margin % Related Terms
TWFG Pretax Margin % Historical Data
* Premium members only.
The historical data trend for TWFG's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TWFG vs AIFU, SLQT, QDMI: Pretax Margin % Comparison
For the Insurance Brokers subindustry, TWFG's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TWFG Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, TWFG's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where TWFG's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TWFG (TWFG) has a Pretax Margin % of 20.19% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on TWFG and its competitors. This is 29% above median its historical median of 15.67. Over the past decade, TWFG's Pretax Margin % has ranged from 15.13 to 20.25. According to the industry distribution chart, TWFG ranks #126 out of 504 companies in the Insurance industry, placing it in the top 25%.
Is TWFG's Pretax Margin % too high?
TWFG's current Pretax Margin % of 20.19% is 29% above median its 10-year median of 15.67. Over the past 10 years, this metric has ranged from a low of 15.13 to a high of 20.25. The Insurance industry median Pretax Margin % is 11.98. TWFG's value of 20.19% is 68.5% above this industry median. Based on the distribution chart, TWFG ranks #126 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, TWFG has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does TWFG's Pretax Margin % compare to AIFU and SLQT?
According to the Insurance industry distribution chart, TWFG ranks #126 out of 504 companies for Pretax Margin %. This places TWFG in the top 25% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 11.98. TWFG's value of 20.19% is 68.5% above this benchmark. Historically, TWFG's own Pretax Margin % has ranged from 15.13 to 20.25 over the past decade. While the company's 10-year median is 15.67 vs. the industry median of 11.98, TWFG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TWFG's current Pretax Margin % of 20.19% is 68.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on TWFG and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TWFG's current Pretax Margin % is 20.19%, which is 29% above median its own 10-year median of 15.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TWFG stock overvalued right now?
TWFG (TWFG) has a current Pretax Margin % of 20.19%. The current Pretax Margin % is 20.19%, which is 29% above median its 10-year median of 15.67 and 68.5% above the Insurance industry median of 11.98. TWFG's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For TWFG (TWFG), the current Pretax Margin % is 20.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
TWFG Inc is an independent distribution platform for personal and commercial insurance in the United States. It offers all lines of insurance, multiple distribution contract options, M&A services, proprietary virtual assistants, proprietary technology, proprietary premium financing, unlimited continuing education, recognition programs, co-op funding, marketing support and overall lower costs to operate.
21GF Score
Get the complete analysis for TWFG
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TWFG has been successfully added to your 
