TWFG (TWFG) GF Score: 21/100 (As of Jul. 07, 2026) — 25% Below Median


TWFG TWFG Inc TWFG
21 GF Score
Price $26.14
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What is TWFG GF Score?

TWFG TWFG +4.14% 21 GF Score is 21 as of Jul. 07, 2026, which is 25% below its 10-year median of 28.00. GuruFocus rates TWFG with a GF Score™ of 21/100.

TWFG has the GF Score of 21, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 8/10
2. Profitability Rank : 5/10
3. Growth Rank : 0/10
4. GF Value Rank : 0/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes TWFG might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

TWFG  (NAS:TWFG) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

TWFG GF Score Related Terms

TWFG vs AIFU, SLQT, QDMI: GF Score Comparison

For the Insurance Brokers subindustry, TWFG's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

TWFG GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, TWFG's GF Score distribution charts can be found below:

* The bar in red indicates where TWFG's GF Score falls into.


TWFG
21GF Score
TWFG Inc TWFG
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 21 mean?
TWFG (TWFG) has a GF Score of 21 as of Jul. 07, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on TWFG and its competitors. This is 25% below median its historical median of 28.00. Over the past decade, TWFG's GF Score has ranged from 21.00 to 30.00.
Is TWFG's GF Score too high?
TWFG's current GF Score of 21 is 25% below median its 10-year median of 28.00. Over the past 10 years, this metric has ranged from a low of 21.00 to a high of 30.00. Overall, TWFG has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does TWFG's GF Score compare to AIFU and SLQT?
TWFG's GF Score of 21 can be compared against companies in the Insurance industry. Historically, TWFG's own GF Score has ranged from 21.00 to 30.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on TWFG and its competitors. TWFG's current GF Score is 21, which is 25% below median its own 10-year median of 28.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TWFG stock overvalued right now?
TWFG (TWFG) has a current GF Score of 21. The current GF Score is 21, which is 25% below median its 10-year median of 28.00. TWFG's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For TWFG (TWFG), the current GF Score is 21 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

TWFG Business Description

Address 10055 Grogans Mill Road, Suite 500, The Woodlands, TX, USA, 77380
TWFG Inc is an independent distribution platform for personal and commercial insurance in the United States. It offers all lines of insurance, multiple distribution contract options, M&A services, proprietary virtual assistants, proprietary technology, proprietary premium financing, unlimited continuing education, recognition programs, co-op funding, marketing support and overall lower costs to operate.
21GF Score

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