TWFG (TWFG) Interest Expense: $-0.3 Mil (TTM As of Mar. 2026)


TWFG TWFG Inc TWFG
21 GF Score
Price $25.98
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What is TWFG Interest Expense?

TWFG TWFG -0.46% 21 Interest Expense is $-0.3 Mil as of Mar. 2026. GuruFocus rates TWFG with a GF Score™ of 21/100.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. TWFG's interest expense for the three months ended in Mar. 2026 was $ -0.1 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.3 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. TWFG's Operating Income for the three months ended in Mar. 2026 was $ 10.4 Mil. TWFG's Interest Expense for the three months ended in Mar. 2026 was $ -0.1 Mil. TWFG's Interest Coverage for the quarter that ended in Mar. 2026 was 168.00. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

TWFG  (NAS:TWFG) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

TWFG's Interest Expense for the three months ended in Mar. 2026 was $-0.1 Mil. Its Operating Income for the three months ended in Mar. 2026 was $10.4 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $4.3 Mil.

TWFG's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*10.416/-0.062
=168.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. TWFG Inc has enough cash to cover all of its debt. Its financial situation is stable.

TWFG Interest Expense Historical Data

* Premium members only.

The historical data trend for TWFG's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TWFG Interest Expense Chart

TWFG Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Interest Expense
-0.40 -1.00 -2.22 -0.29

TWFG Quarterly Data
Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.08 -0.07 -0.07 -0.07 -0.06
TWFG
21GF Score
TWFG Inc TWFG
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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TWFG Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-0.3 Mil mean?
TWFG (TWFG) has a Interest Expense of $-0.3 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on TWFG and its competitors.
Is TWFG's Interest Expense too high?
TWFG's current Interest Expense is $-0.3 Mil. Overall, TWFG has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does TWFG's Interest Expense compare to AIFU and SLQT?
TWFG's Interest Expense of $-0.3 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on TWFG and its competitors. TWFG's current Interest Expense is $-0.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TWFG stock overvalued right now?
TWFG (TWFG) has a current Interest Expense of $-0.3 Mil. The current Interest Expense is $-0.3 Mil. TWFG's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For TWFG (TWFG), the current Interest Expense is $-0.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

TWFG Business Description

Address 10055 Grogans Mill Road, Suite 500, The Woodlands, TX, USA, 77380
TWFG Inc is an independent distribution platform for personal and commercial insurance in the United States. It offers all lines of insurance, multiple distribution contract options, M&A services, proprietary virtual assistants, proprietary technology, proprietary premium financing, unlimited continuing education, recognition programs, co-op funding, marketing support and overall lower costs to operate.
21GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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