Himalayan Bank (XNEP:HBL) FCF Yield %: -6.25 (As of Jul. 12, 2026)


XNEP:HBL Himalayan Bank Ltd XNEP:HBL
71 GF Score
Price NPR192.80
GF Value NPR217.26
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Himalayan Bank FCF Yield %?

Himalayan Bank XNEP:HBL -0.62% 71 FCF Yield % is -6.25 as of Jul. 12, 2026. GuruFocus rates XNEP:HBL with a GF Score™ of 71/100 and a GF Value™ of NPR217.26 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,506 Banks companies, Himalayan Bank ranks worse than 80.08% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Himalayan Bank's Trailing 12-Month Free Cash Flow is NPR-2,609 Mil, and Market Cap is NPR41,754 Mil. Therefore, Himalayan Bank's FCF Yield % for today is -6.25%.

The historical rank and industry rank for Himalayan Bank's FCF Yield % or its related term are showing as below:

XNEP:HBL' s FCF Yield % Range Over the Past 10 Years
Min: -50.11   Med: -3.34   Max: 61.4
Current: -6.25


During the past 7 years, the highest FCF Yield % of Himalayan Bank was 61.40%. The lowest was -50.11%. And the median was -3.34%.

XNEP:HBL's FCF Yield % is ranked worse than
80.08% of 1506 companies
in the Banks industry
Industry Median: 8.1 vs XNEP:HBL: -6.25

Himalayan Bank's FCF Margin % for the quarter that ended in Apr. 2026 was 170.30%.


Himalayan Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Himalayan Bank FCF Yield % Related Terms


Himalayan Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Himalayan Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Himalayan Bank FCF Yield % Chart

Himalayan Bank Annual Data
Trend Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Yield %
Get a 7-Day Free Trial 3.72 31.58 -19.52 -12.25 -5.50

Himalayan Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.78 -69.87 -10.61 26.01 42.37

Himalayan Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Himalayan Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Himalayan Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Himalayan Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Himalayan Bank's FCF Yield % falls into.


XNEP:HBL
71GF Score
Himalayan Bank Ltd XNEP:HBL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Himalayan Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Himalayan Bank's FCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-2777.658 / 50537.84176
=-5.50%

Himalayan Bank's annualized FCF Yield % for the quarter that ended in Apr. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=4634.251 * 4 / 43746.332
=42.37%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -6.25 mean?
Himalayan Bank (XNEP:HBL) has a FCF Yield % of -6.25 as of Jul. 12, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Himalayan Bank and its competitors. According to the industry distribution chart, Himalayan Bank ranks #1206 out of 1506 companies in the Banks industry, placing it in the top 80.1%.
Is Himalayan Bank's FCF Yield % too high?
Himalayan Bank's current FCF Yield % is -6.25. Based on the distribution chart, Himalayan Bank ranks #1206 out of 1506 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Himalayan Bank has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Himalayan Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Himalayan Bank ranks #1206 out of 1506 companies for FCF Yield %. This places Himalayan Bank in the lower half of its industry. The industry median FCF Yield % is 8.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Himalayan Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Himalayan Bank's current FCF Yield % is -6.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Himalayan Bank stock overvalued right now?
Based on GuruFocus' analysis, Himalayan Bank (XNEP:HBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR217.26, compared to a current price of NPR192.80 — trading 11.3% below its estimated fair value. The current FCF Yield % is -6.25. Himalayan Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Himalayan Bank (XNEP:HBL), the current FCF Yield % is -6.25 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Himalayan Bank (XNEP:HBL) Overvalued in 2026?

Based on GuruFocus' analysis, Himalayan Bank stock appears to be undervalued. The current stock price of NPR192.80 is trading 11.3% below its estimated GF Value™ of NPR217.26. GuruFocus considers Himalayan Bank to be Modestly Undervalued.

Key valuation signals for XNEP:HBL:

  • FCF Yield %: -6.25
  • GF Value™: NPR217.26 vs. price of NPR192.80 (11.3% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the XNEP:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Himalayan Bank Business Description

Address Kamaladi, P.O. Box: 20590, Kathmandu, NPL
Himalayan Bank Ltd is a Nepal based company involved in the banking business. It includes products such as Loans and Advances, Letter of Credit, Guarantee, Remittance, Card Services, Bills purchase and discounting, Collection services, and many more. It also offers remittance services, card services, and other ancillary services like safe deposit locker services, as well as a wide range of electronic banking facilities. The products and services are offered to personal and business customers in Nepal. The company's maximum revenue is from the Loan and Advances product. Operates geographically within Nepal, with maximum revenue from Bagmati.
71GF Score

Get the complete analysis for XNEP:HBL

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR192.80
Price
NPR217.26
GF Value