Himalayan Bank (XNEP:HBL) ROC (Joel Greenblatt) %: % (As of Jul. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:HBL Himalayan Bank Ltd XNEP:HBL
59 GF Score
Price NPR187.60
GF Value NPR153.91
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Himalayan Bank ROC (Joel Greenblatt) %?

Himalayan Bank XNEP:HBL +0.37% 59 ROC (Joel Greenblatt) % is % as of Jul. 2026. GuruFocus rates XNEP:HBL with a GF Score™ of 59/100 and a GF Value™ of NPR153.91 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 47 Banks companies, Himalayan Bank ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

XNEP:HBL
59GF Score
Himalayan Bank Ltd XNEP:HBL
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Himalayan Bank (XNEP:HBL) has a ROC (Joel Greenblatt) % of % as of Jul. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Himalayan Bank and its competitors. According to the industry distribution chart, Himalayan Bank ranks #999999 out of 47 companies in the Banks industry.
Is Himalayan Bank's ROC (Joel Greenblatt) % too high?
Himalayan Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Himalayan Bank ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Himalayan Bank has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Himalayan Bank's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Himalayan Bank ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Himalayan Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 50.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 50.71, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Himalayan Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 50.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Himalayan Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Himalayan Bank stock overvalued right now?
Based on GuruFocus' analysis, Himalayan Bank (XNEP:HBL) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR153.91, compared to a current price of NPR187.60 — trading 21.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Himalayan Bank's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Himalayan Bank (XNEP:HBL), the current ROC (Joel Greenblatt) % is % as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Himalayan Bank (XNEP:HBL) Overvalued in 2026?

Based on GuruFocus' analysis, Himalayan Bank stock appears to be overvalued. The current stock price of NPR187.60 is trading 21.9% above its estimated GF Value™ of NPR153.91. GuruFocus considers Himalayan Bank to be Modestly Overvalued.

Key valuation signals for XNEP:HBL:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: NPR153.91 vs. price of NPR187.60 (21.9% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the XNEP:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Himalayan Bank Business Description

Address Kamaladi, P.O. Box: 20590, Kathmandu, NPL
Himalayan Bank Ltd is a Nepal based company involved in the banking business. It includes products such as Loans and Advances, Letter of Credit, Guarantee, Remittance, Card Services, Bills purchase and discounting, Collection services, and many more. It also offers remittance services, card services, and other ancillary services like safe deposit locker services, as well as a wide range of electronic banking facilities. The products and services are offered to personal and business customers in Nepal. The company's maximum revenue is from the Loan and Advances product. Operates geographically within Nepal, with maximum revenue from Bagmati.
59GF Score

Get the complete analysis for XNEP:HBL

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR187.60
Price
NPR153.91
GF Value