Himalayan Bank (XNEP:HBL) Tariff Resilience Score: 0/10 (As of Aug. 08, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:HBL Himalayan Bank Ltd XNEP:HBL
71 GF Score
Price NPR194.80
GF Value NPR218.68
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Himalayan Bank Tariff Resilience Score?

Himalayan Bank has the Tariff Resilience Score of 0, which implies that the company might have .

Himalayan Bank has

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Himalayan Bank might have .

Himalayan Bank  (XNEP:HBL) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Himalayan Bank Tariff Resilience Score Related Terms

XNEP:HBL
71GF Score
Himalayan Bank Ltd XNEP:HBL
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Himalayan Bank (XNEP:HBL) Overvalued in 2026?

Based on GuruFocus' analysis, Himalayan Bank stock appears to be undervalued. The current stock price of NPR194.80 is trading 10.9% below its estimated GF Value™ of NPR218.68. GuruFocus considers Himalayan Bank to be Modestly Undervalued.

Key valuation signals for XNEP:HBL:

  • Tariff Resilience Score: 0
  • GF Value™: NPR218.68 vs. price of NPR194.80 (10.9% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the XNEP:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Himalayan Bank Business Description

Address Kamaladi, P.O. Box: 20590, Kathmandu, NPL
Himalayan Bank Ltd is a Nepal based company involved in the banking business. It includes products such as Loans and Advances, Letter of Credit, Guarantee, Remittance, Card Services, Bills purchase and discounting, Collection services, and many more. It also offers remittance services, card services, and other ancillary services like safe deposit locker services, as well as a wide range of electronic banking facilities. The products and services are offered to personal and business customers in Nepal. The company's maximum revenue is from the Loan and Advances product. Operates geographically within Nepal, with maximum revenue from Bagmati.
71GF Score

Get the complete analysis for XNEP:HBL

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR194.80
Price
NPR218.68
GF Value