Himalayan Bank (XNEP:HBL) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 30, 2026)


XNEP:HBL Himalayan Bank Ltd XNEP:HBL
71 GF Score
Price NPR192.70
GF Value NPR216.44
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Himalayan Bank Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Himalayan Bank's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.


Himalayan Bank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Himalayan Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Himalayan Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Himalayan Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Himalayan Bank's Margin of Safety % (DCF Earnings Based) falls into.


XNEP:HBL
71GF Score
Himalayan Bank Ltd XNEP:HBL
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Himalayan Bank (XNEP:HBL) Overvalued in 2026?

Based on GuruFocus' analysis, Himalayan Bank stock appears to be undervalued. The current stock price of NPR192.70 is trading 11% below its estimated GF Value™ of NPR216.44. GuruFocus considers Himalayan Bank to be Modestly Undervalued.

Key valuation signals for XNEP:HBL:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: NPR216.44 vs. price of NPR192.70 (11% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the XNEP:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Himalayan Bank Business Description

Address Kamaladi, P.O. Box: 20590, Kathmandu, NPL
Himalayan Bank Ltd is a Nepal based company involved in the banking business. It includes products such as Loans and Advances, Letter of Credit, Guarantee, Remittance, Card Services, Bills purchase and discounting, Collection services, and many more. It also offers remittance services, card services, and other ancillary services like safe deposit locker services, as well as a wide range of electronic banking facilities. The products and services are offered to personal and business customers in Nepal. The company's maximum revenue is from the Loan and Advances product. Operates geographically within Nepal, with maximum revenue from Bagmati.
71GF Score

Get the complete analysis for XNEP:HBL

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR192.70
Price
NPR216.44
GF Value