Himalayan Bank (XNEP:HBL) Gross Margin %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:HBL Himalayan Bank Ltd XNEP:HBL
71 GF Score
Price NPR191.80
GF Value NPR217.42
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Himalayan Bank Gross Margin %?

Gross Margin does not apply to banks and insurance companies.

XNEP:HBL
71GF Score
Himalayan Bank Ltd XNEP:HBL
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Himalayan Bank (XNEP:HBL) Overvalued in 2026?

Based on GuruFocus' analysis, Himalayan Bank stock appears to be undervalued. The current stock price of NPR191.80 is trading 11.8% below its estimated GF Value™ of NPR217.42. GuruFocus considers Himalayan Bank to be Modestly Undervalued.

Key valuation signals for XNEP:HBL:

  • Gross Margin %:
  • GF Value™: NPR217.42 vs. price of NPR191.80 (11.8% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the XNEP:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Himalayan Bank Business Description

Address Kamaladi, P.O. Box: 20590, Kathmandu, NPL
Himalayan Bank Ltd is a Nepal based company involved in the banking business. It includes products such as Loans and Advances, Letter of Credit, Guarantee, Remittance, Card Services, Bills purchase and discounting, Collection services, and many more. It also offers remittance services, card services, and other ancillary services like safe deposit locker services, as well as a wide range of electronic banking facilities. The products and services are offered to personal and business customers in Nepal. The company's maximum revenue is from the Loan and Advances product. Operates geographically within Nepal, with maximum revenue from Bagmati.
71GF Score

Get the complete analysis for XNEP:HBL

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR191.80
Price
NPR217.42
GF Value