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Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Himalayan Bank's Pre-Tax Income for the
three
months ended in Apr. 2026 was NPR-773 Mil. Himalayan Bank's Revenue for the
three
months ended in Apr. 2026 was NPR2,721 Mil. Therefore, Himalayan Bank's pretax margin for the quarter that ended in Apr. 2026 was -28.41%.
The historical rank and industry rank for Himalayan Bank's Pretax Margin % or its related term are showing as below:
XNEP:HBL'
s Pretax Margin % Range Over the Past 10 Years
Min: 4.5 Med: 55.16 Max: 62.57
Current: 21.47
XNEP:HBL's Pretax Margin % is ranked worse than 79.24% of 1527
companies
in the Banks industry
Industry Median: 34.65
vs XNEP:HBL: 21.47
Himalayan Bank (XNEP:HBL) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Himalayan Bank Pretax Margin % Related Terms
Himalayan Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Himalayan Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Himalayan Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Himalayan Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Himalayan Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Himalayan Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Himalayan Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Himalayan Bank (XNEP:HBL) has a Pretax Margin % of -28.41% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Himalayan Bank and its competitors. Over the past decade, Himalayan Bank's Pretax Margin % has ranged from 4.50 to 62.57. According to the industry distribution chart, Himalayan Bank ranks #1210 out of 1527 companies in the Banks industry, placing it in the top 79.2%.
Is Himalayan Bank's Pretax Margin % too high?
Himalayan Bank's current Pretax Margin % is -28.41%. Over the past 10 years, this metric has ranged from a low of 4.50 to a high of 62.57. Based on the distribution chart, Himalayan Bank ranks #1210 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Himalayan Bank has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Himalayan Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Himalayan Bank ranks #1210 out of 1527 companies for Pretax Margin %. This places Himalayan Bank in the lower half of its industry. The industry median Pretax Margin % is 34.65. Historically, Himalayan Bank's own Pretax Margin % has ranged from 4.50 to 62.57 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.65, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Himalayan Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Himalayan Bank's current Pretax Margin % is -28.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Himalayan Bank stock overvalued right now?
Based on GuruFocus' analysis, Himalayan Bank (XNEP:HBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR217.42, compared to a current price of NPR193.00 — trading 11.2% below its estimated fair value. The current Pretax Margin % is -28.41%. Himalayan Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Himalayan Bank (XNEP:HBL), the current Pretax Margin % is -28.41% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Himalayan Bank (XNEP:HBL) Overvalued in 2026?
Based on GuruFocus' analysis, Himalayan Bank stock appears to be undervalued.
The current stock price of NPR193.00 is trading 11.2% below its estimated GF Value™ of NPR217.42.
GuruFocus considers Himalayan Bank to be Modestly Undervalued.
Key valuation signals for XNEP:HBL:
Pretax Margin %: -28.41%
GF Value™: NPR217.42 vs. price of NPR193.00 (11.2% below fair value)
No single metric tells the full story. See the XNEP:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Himalayan Bank Ltd is a Nepal based company involved in the banking business. It includes products such as Loans and Advances, Letter of Credit, Guarantee, Remittance, Card Services, Bills purchase and discounting, Collection services, and many more. It also offers remittance services, card services, and other ancillary services like safe deposit locker services, as well as a wide range of electronic banking facilities. The products and services are offered to personal and business customers in Nepal. The company's maximum revenue is from the Loan and Advances product. Operates geographically within Nepal, with maximum revenue from Bagmati.
71GF Score
Get the complete analysis for XNEP:HBL
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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