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Himalayan BankXNEP:HBL -0.54%71 PEG Ratio is 1.89 as of Jul. 28, 2026, which is 9% above its 10-year median of 1.74. GuruFocus rates XNEP:HBL with a GF Score™ of 71/100 and a GF Value™ of NPR218.09 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,232 Banks companies, Himalayan Bank ranks worse than 57.63% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Himalayan Bank's PEG Ratio or its related term are showing as below:
XNEP:HBL'
s PEG Ratio Range Over the Past 10 Years
Min: 1.33 Med: 1.74 Max: 2.17
Current: 1.89
During the past 7 years, Himalayan Bank's highest PEG Ratio was 2.17. The lowest was 1.33. And the median was 1.74.
XNEP:HBL's PEG Ratio is ranked worse than 57.63% of 1232
companies
in the Banks industry
Industry Median: 1.56
vs XNEP:HBL: 1.89
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Himalayan Bank (XNEP:HBL) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Himalayan Bank PEG Ratio Related Terms
Himalayan Bank PEG Ratio Historical Data
* Premium members only.
The historical data trend for Himalayan Bank's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Himalayan Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Himalayan Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Himalayan Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Himalayan Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Himalayan Bank (XNEP:HBL) has a PEG Ratio of 1.89 as of Jul. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Himalayan Bank and its competitors. This is near median its historical median of 1.74. Over the past decade, Himalayan Bank's PEG Ratio has ranged from 1.33 to 2.17. According to the industry distribution chart, Himalayan Bank ranks #710 out of 1232 companies in the Banks industry, placing it in the top 57.6%.
Is Himalayan Bank's PEG Ratio too high?
Himalayan Bank's current PEG Ratio of 1.89 is near median its 10-year median of 1.74. Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 2.17. The Banks industry median PEG Ratio is 1.56. Himalayan Bank's value of 1.89 is 21.2% above this industry median. Based on the distribution chart, Himalayan Bank ranks #710 out of 1232 companies in the Banks industry, which is below the industry midpoint. Overall, Himalayan Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Himalayan Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Himalayan Bank ranks #710 out of 1232 companies for PEG Ratio. This places Himalayan Bank in the lower half of its industry. The industry median PEG Ratio is 1.56. Himalayan Bank's value of 1.89 is 21.2% above this benchmark. Historically, Himalayan Bank's own PEG Ratio has ranged from 1.33 to 2.17 over the past decade. While the company's 10-year median is 1.74 vs. the industry median of 1.56, Himalayan Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Himalayan Bank's current PEG Ratio of 1.89 is 21.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Himalayan Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Himalayan Bank's current PEG Ratio is 1.89, which is near median its own 10-year median of 1.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Himalayan Bank stock overvalued right now?
Based on GuruFocus' analysis, Himalayan Bank (XNEP:HBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR218.09, compared to a current price of NPR200.80 — trading 7.9% below its estimated fair value. The current PEG Ratio is 1.89, which is near median its 10-year median of 1.74 and 21.2% above the Banks industry median of 1.56. Himalayan Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Himalayan Bank (XNEP:HBL), the current PEG Ratio is 1.89 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Himalayan Bank (XNEP:HBL) Overvalued in 2026?
Based on GuruFocus' analysis, Himalayan Bank stock appears to be undervalued.
The current stock price of NPR200.80 is trading 7.9% below its estimated GF Value™ of NPR218.09.
GuruFocus considers Himalayan Bank to be Fairly Valued.
Key valuation signals for XNEP:HBL:
PEG Ratio: 1.89 (near median its 10-year median of 1.74)
GF Value™: NPR218.09 vs. price of NPR200.80 (7.9% below fair value)
Industry Position: 21.2% above the Banks median (#710 of 1232)
No single metric tells the full story. See the XNEP:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Himalayan Bank Ltd is a Nepal based company involved in the banking business. It includes products such as Loans and Advances, Letter of Credit, Guarantee, Remittance, Card Services, Bills purchase and discounting, Collection services, and many more. It also offers remittance services, card services, and other ancillary services like safe deposit locker services, as well as a wide range of electronic banking facilities. The products and services are offered to personal and business customers in Nepal. The company's maximum revenue is from the Loan and Advances product. Operates geographically within Nepal, with maximum revenue from Bagmati.
71GF Score
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