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TCBC (TC Bancshares) GF Value : $15.01 (As of Sep. 26, 2024)


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What is TC Bancshares GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

  1. Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
  2. GuruFocus adjustment factor based on the company’s past returns and growth.
  3. Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-09-26), TC Bancshares's share price is $16.59. TC Bancshares's GF Value is $15.01. Therefore, TC Bancshares's Price-to-GF-Value for today is 1.11.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes TC Bancshares is Modestly Overvalued.

TC Bancshares  (OTCPK:TCBC) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)Predictable Companies that possibly be Value Traps
Significantly OvervaluedPredictable Companies which are Significantly Overvalued
Modestly OvervaluedPredictable Companies which are Modestly Overvalued
Fairly ValuedPredictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

TC Bancshares's Price-to-GF-Value for today is calculated as

Price-to-GF-Value=Share Price/GF Value
=16.59/15.01
=1.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TC Bancshares GF Value Related Terms

Thank you for viewing the detailed overview of TC Bancshares's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

TC Bancshares Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » TC Bancshares Inc (OTCPK:TCBC) » Definitions » GF Value
Comparable Companies
CCFN TBNK WRIV OFED MSBC MGYR BKSC FMBM MNMB SFDL CAR:BPV CAR:MVZ.A CAR:BNC NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK SAU:1120 ISX:BBCA XPAR:BNP MIC:SBER
Traded in Other Exchanges
1JF:Germany
Address
131 South Dawson Street, P.O. Box 1197, Thomasville, GA, USA, 31792
Website
https://www.tcfederal.com
TC Bancshares Inc is a federally chartered savings bank. Its business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one-to four-family residential real estate loans, commercial and multi-family residential real estate loans, commercial and industrial loans, construction and land development loans, and consumer loans.
Executives
Joshua Travis Bryant director 131 SOUTH DAWSON STREET, THOMASVILLE GA 31792
Stephanie B Tillman director 1919 FLOWERS CIRCLE, THOMASVILLE GA 31757
Peter Desantis director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Jefferson Johnson director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Fortson Rumble director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Scott Charles Mclean officer: EVP-CHIEF FINANCIAL OFFICER 101 WEINGARTEN PLACE, CARY NC 27519
Michael Sherman Penney officer: EVP-CHIEF CREDIT OFFICER 131 SOUTH DAWSON STREET, THOMASVILLE GA 31799
Charles Dixon director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
George Matthew Brown director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Nathan Higdon officer: See Remarks 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Linda K. Palmer officer: See Remarks 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Fred E. Murphy director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Gregory Eiford director, officer: See Remarks 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799

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