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TCBC (TC Bancshares) GF Value : $16.13 (As of Mar. 26, 2025)


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What is TC Bancshares GF Value?

As of today (2025-03-26), TC Bancshares's share price is $15.20. TC Bancshares's GF Value is $16.13. Therefore, TC Bancshares's Price-to-GF-Value for today is 0.94. Based on the relationship between the current stock price and the GF Value, GuruFocus believes TC Bancshares is Fairly Valued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

  1. We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
  2. We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
  3. Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

Please note that "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

TC Bancshares  (OTCPK:TCBC) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)Predictable Companies that possibly be Value Traps
Significantly OvervaluedPredictable Companies which are Significantly Overvalued
Modestly OvervaluedPredictable Companies which are Modestly Overvalued
Fairly ValuedPredictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) A sufficient margin of safety exists only when the stock is undervalued.

TC Bancshares's Price-to-GF-Value for today is calculated as

Price-to-GF-Value=Share Price/GF Value
=15.20/16.13
=0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TC Bancshares GF Value Related Terms

Thank you for viewing the detailed overview of TC Bancshares's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

TC Bancshares Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » TC Bancshares Inc (OTCPK:TCBC) » Definitions » GF Value
Comparable Companies
BORT TBNK NSTS GSBX FTFI FABP JUVF PTBS PPBN BSFO NSE:HDFCBANK SHSE:600036 SAU:1120 NSE:ICICIBANK SGX:D05 XPAR:BNP MIL:ISP MIL:UCG PNC NSE:SBIN
Traded in Other Exchanges
N/A
Address
131 South Dawson Street, P.O. Box 1197, Thomasville, GA, USA, 31792
Website
https://www.tcfederal.com
TC Bancshares Inc is a stock holding company that serves as holding for TC federal bank. It does business through the bank that consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one-to four-family residential real estate loans, commercial and multi-family residential real estate loans, commercial and industrial loans, construction and land development loans, and consumer loans. The Bank's primary lending products consist of single-family residential mortgage loans and commercial and multi-family real estate loans. Its deposit products are the primary source of funding.
Executives
Scott Charles Mclean officer: EVP-CHIEF FINANCIAL OFFICER 101 WEINGARTEN PLACE, CARY NC 27519
George Matthew Brown director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Joshua Travis Bryant director 131 SOUTH DAWSON STREET, THOMASVILLE GA 31792
Stephanie B Tillman director 1919 FLOWERS CIRCLE, THOMASVILLE GA 31757
Peter Desantis director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Jefferson Johnson director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Fortson Rumble director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Michael Sherman Penney officer: EVP-CHIEF CREDIT OFFICER 131 SOUTH DAWSON STREET, THOMASVILLE GA 31799
Charles Dixon director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Nathan Higdon officer: See Remarks 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Linda K. Palmer officer: See Remarks 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Fred E. Murphy director 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799
Gregory Eiford director, officer: See Remarks 131 SOUTH DAWSON STREET, PO BOX 1197, THOMASVILLE GA 31799

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