ENBP (ENB Financial) GF Value : $17.78 (As of Jul. 14, 2025)

View and export this data going back to . Start your Free Trial

What is ENB Financial GF Value?

As of today (2025-07-14), ENB Financial's share price is $17.50. ENB Financial's GF Value is $17.78. Therefore, ENB Financial's Price-to-GF-Value for today is 0.98. Based on the relationship between the current stock price and the GF Value, GuruFocus believes ENB Financial is Fairly Valued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

ENB Financial (OTCPK:ENBP) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations	All-in-One Screener Examples (1)
Possible Value Trap, Think Twice	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (2)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (2)	Predictable High Quality Companies which are Significantly Undervalued

(1) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(2) A sufficient margin of safety exists only when the stock is undervalued.

Possible Value Trap, Think Twice companies are those that appear significantly undervalued based on their Price-to-GF-Value ratio, but whose fundamentals show signs of weakness.

Indicators that a company may be a value trap include:

    * Deteriorating Financial Health: A low Altman Z-scores indicates a higher risk of bankruptcy, or a low Piotroski F-Score.
    * Earnings Manipulation: A high Beneish M-score indicates potential earnings manipulation, raising concerns about the reliability of reported financials.
    * Stagnant or Declining Growth: Lack of revenue or earnings growth, or a recent slowdown, may signal limited future prospects.

Investors should conduct thorough due diligence, examining financial statements and growth indicators, to avoid falling into value traps.

ENB Financial's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	17.50	/	17.78
	=	0.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ENB Financial GF Value Related Terms

Thank you for viewing the detailed overview of ENB Financial's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

ENB Financial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » ENB Financial Corp (OTCPK:ENBP) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

31 E. Main Street, Ephrata, PA, USA, 17522

Website

https://www.epnb.com

ENB Financial Corp operates as a bank. It offers services such as checking, savings, loans, online banking, credit cards, student loans, car and vehicle loans, and other banking-related services. The bank generates its revenue in the form of interest income.

Executives

Nicholas D Klein	officer: Chief Risk Officer	31 E. MAIN STREET, EPHRATA PA 17522
Cindy L. Cake	officer: Chief Human Resources Officer	31 E MAIN ST, EPHRATA PA 17522
Jeffrey Stauffer	director, officer: Chairman, President, and CEO, Chairman of the Board	31 E MAIN ST, EPHRATA PA 17522
Chad E Neiss	officer: Chief Strategy Officer	31 E MAIN ST, EPHRATA PA 17522
Roger L Zimmerman	director	380 BLUE LAKE ROAD, DENVER PA 17517
Adrienne Lea Miller	officer: General Counsel, other: Corporate Secretary	31 E. MAIN STREET, EPHRATA PA 17522
Rachel G Bitner	officer: Chief Financial Officer, other: Treasurer of Corporation	31 E MAIN ST, EPHRATA PA 17522
Joshua E. Hoffman	director	31 E MAIN ST, EPHRATA PA 17522
Joselyn D Strohm	officer: Chief Operating Officer	31 E. MAIN STREET, EPHRATA PA 17522
Kitsch William J Iv	officer: Chief Revenue Officer	31 E MAIN ST, EPHRATA PA 17522
Judith A Weaver	director	1559 BRIERTOWN ROAD, EAST EARL PA 17519
Brian K Reed	director	2564 VALLEY ROAD, MANHEIM PA 17545
Susan Y Nicholas	director	1037 WHEATLAND AVE, LANCASTER PA 17603
J Daniel Stoltzfus	director	540 WHITE SCHOOL ROAD, HONEY BROOK PA 19344
Matthew T Long	officer: Chief Operating Officer	36 BREEZE WAY, LANCASTER PA 17602