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Orrstown Financial Services (Orrstown Financial Services) GF Value : $29.46 (As of Apr. 28, 2024)


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What is Orrstown Financial Services GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

  1. Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
  2. GuruFocus adjustment factor based on the company’s past returns and growth.
  3. Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-04-28), Orrstown Financial Services's share price is $26.48. Orrstown Financial Services's GF Value is $29.46. Therefore, Orrstown Financial Services's Price-to-GF-Value for today is 0.90.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes Orrstown Financial Services is Modestly Undervalued.


Orrstown Financial Services  (NAS:ORRF) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)Predictable Companies that possibly be Value Traps
Significantly OvervaluedPredictable Companies which are Significantly Overvalued
Modestly OvervaluedPredictable Companies which are Modestly Overvalued
Fairly ValuedPredictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

Orrstown Financial Services's Price-to-GF-Value for today is calculated as

Price-to-GF-Value=Share Price/GF Value
=26.48/29.46
=0.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Orrstown Financial Services GF Value Related Terms

Thank you for viewing the detailed overview of Orrstown Financial Services's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Orrstown Financial Services (Orrstown Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
77 East King Street, P.O. Box 250, Shippensburg, PA, USA, 17257
Orrstown Financial Services Inc is a holding company engaged in commercial banking and trust business, this involves accepting demand, time and savings deposits, and granting loans. It is also engaged in lending services for commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending. Deposit services include checking, savings, time, and money market deposits. It also provides investment and brokerage services through its Financial Advisors division. The company operates in a significant segment - Community Banking.
Executives
Floyd E Stoner director 3402 HOLLY STREET, ALEXANDRIA VA 22305-1900
Thomas D Longenecker director 77 EAST KING STREET, P. O. BOX 250, SHIPPENSBURG PA 17257
Sean Mulcahy officer: Chief Accounting Officer 77 EAST KING STREET, SHIPPENSBURG PA 17257
Robert G Coradi officer: Chief Risk Officer 1009 STONECROFT DRIVE, HANOVER PA 17331
Matthew Dyckman officer: EVP, General Counsel C/O ORRSTOWN FINANCIAL SERVICES INC., 77 EAST KING STREET, P.O. BOX 250, SHIPPENSBERG PA 17257
Christopher D Holt officer: Executive Vice President 77 EAST KING STREET, CHAMBERSBURG PA 17257
Neelesh Kalani officer: Chief Accounting Officer SUN BANCORP, INC., 226 LANDIS AVENUE, VINELAND PA 19087
Quinn Thomas R Jr officer: President/CEO 61 ASHTON STREET, CARLISLE PA 17013
David Todd Hornberger officer: Executive Vice President 77 EAST KING STREET, SHIPPENSBURG PA 17257
Jeffrey S Gayman officer: Senior Vice President 70 PINE CREEK DRIVE, CARLISLE PA 17013
Philip E Fague officer: Executive Vice President 9754 FOREST RIDGE ROAD, SHIPPENSBURG PA 17257
Meera R Modi director 4750 LINDLE ROAD, HARRISBURG PA 17111
Cindy Jeannette Joiner director 77 EAST KING STREET, P O BOX 250, SHIPPENSBURG PA 17257
Joel R Zullinger director 1441 EDGAR AVE, CHAMBERSBURGH PA 17201
Andrea L Pugh director 7970 EBENEZER ROAD, ORRSTOWN PA 17244

Orrstown Financial Services (Orrstown Financial Services) Headlines

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