ORRF (Orrstown Financial Services) Total Noninterest Expense: $143.4 Mil (As of Mar. 2026)


ORRF Orrstown Financial Services Inc ORRF
66 GF Score
Price $40.90
GF Value $30.63
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Orrstown Financial Services Total Noninterest Expense?

Orrstown Financial Services ORRF -2.03% 66 Total Noninterest Expense is $143.4 Mil as of Mar. 2026. GuruFocus rates ORRF with a GF Score™ of 66/100 and a GF Value™ of $30.63 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Orrstown Financial Services's Total Noninterest Expense for the three months ended in Mar. 2026 was $35.6 Mil. Orrstown Financial Services's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $143.4 Mil.


Orrstown Financial Services Total Noninterest Expense Related Terms


Orrstown Financial Services Total Noninterest Expense Historical Data

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The historical data trend for Orrstown Financial Services's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orrstown Financial Services Total Noninterest Expense Chart

Orrstown Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 72.94 78.34 81.53 122.61 143.54

Orrstown Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.76 36.03 35.41 36.35 35.59
ORRF
66GF Score
Orrstown Financial Services Inc ORRF
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Orrstown Financial Services Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $143.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $143.4 Mil mean?
Orrstown Financial Services (ORRF) has a Total Noninterest Expense of $143.4 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Orrstown Financial Services and its competitors.
Is Orrstown Financial Services' Total Noninterest Expense too high?
Orrstown Financial Services' current Total Noninterest Expense is $143.4 Mil. Overall, Orrstown Financial Services has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orrstown Financial Services' Total Noninterest Expense compare to SMBK and HBIA?
Orrstown Financial Services' Total Noninterest Expense of $143.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Orrstown Financial Services and its competitors. Orrstown Financial Services's current Total Noninterest Expense is $143.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orrstown Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Orrstown Financial Services (ORRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.63, compared to a current price of $40.90 — trading 33.5% above its estimated fair value. The current Total Noninterest Expense is $143.4 Mil. Orrstown Financial Services' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Orrstown Financial Services (ORRF), the current Total Noninterest Expense is $143.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orrstown Financial Services (ORRF) Overvalued in 2026?

Based on GuruFocus' analysis, Orrstown Financial Services stock appears to be overvalued. The current stock price of $40.90 is trading 33.5% above its estimated GF Value™ of $30.63. GuruFocus considers Orrstown Financial Services to be Significantly Overvalued.

Key valuation signals for ORRF:

  • Total Noninterest Expense: $143.4 Mil
  • GF Value™: $30.63 vs. price of $40.90 (33.5% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the ORRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orrstown Financial Services Business Description

Address 4750 Lindle Road, Harrisburg, PA, USA, 17111
Orrstown Financial Services Inc is a financial holding company. Through its subsidiaries, it operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Group also provides fiduciary, investment advisory, insurance, and brokerage services. It offers services to individuals, professionals, small businesses, and other enterprises across different locations in the United States through its branch network and client service centers.
66GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.90
Price
$30.63
GF Value