Orrstown Financial ServicesORRF +2.34%66 FCF Yield % is 10.88 as of Jun. 24, 2026, which is 14% above its 10-year median of 9.56. GuruFocus rates ORRF with a GF Score™ of 66/100 and a GF Value™ of $30.87 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, Orrstown Financial Services ranks better than 62.92% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Orrstown Financial Services FCF Yield % Related Terms
Orrstown Financial Services FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Orrstown Financial Services's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orrstown Financial Services FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Orrstown Financial Services's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Orrstown Financial Services's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orrstown Financial Services (ORRF) has a FCF Yield % of 10.88 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Orrstown Financial Services and its competitors. This is 14% above median its historical median of 9.56. Over the past decade, Orrstown Financial Services' FCF Yield % has ranged from 0.82 to 20.27. According to the industry distribution chart, Orrstown Financial Services ranks #558 out of 1505 companies in the Banks industry, placing it in the top 37.1%.
Is Orrstown Financial Services' FCF Yield % too high?
Orrstown Financial Services' current FCF Yield % of 10.88 is 14% above median its 10-year median of 9.56. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 20.27. The Banks industry median FCF Yield % is 8.26. Orrstown Financial Services' value of 10.88 is 31.7% above this industry median. Based on the distribution chart, Orrstown Financial Services ranks #558 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Orrstown Financial Services has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orrstown Financial Services' FCF Yield % compare to ALRS and FISI?
According to the Banks industry distribution chart, Orrstown Financial Services ranks #558 out of 1505 companies for FCF Yield %. This puts Orrstown Financial Services in the upper half of its industry. The industry median FCF Yield % is 8.26. Orrstown Financial Services' value of 10.88 is 31.7% above this benchmark. Historically, Orrstown Financial Services' own FCF Yield % has ranged from 0.82 to 20.27 over the past decade. While the company's 10-year median is 9.56 vs. the industry median of 8.26, Orrstown Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orrstown Financial Services's current FCF Yield % of 10.88 is 31.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Orrstown Financial Services and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orrstown Financial Services's current FCF Yield % is 10.88, which is 14% above median its own 10-year median of 9.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orrstown Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Orrstown Financial Services (ORRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.87, compared to a current price of $40.67 — trading 31.7% above its estimated fair value. The current FCF Yield % is 10.88, which is 14% above median its 10-year median of 9.56 and 31.7% above the Banks industry median of 8.26. Orrstown Financial Services' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Orrstown Financial Services (ORRF), the current FCF Yield % is 10.88 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orrstown Financial Services (ORRF) Overvalued in 2026?
Based on GuruFocus' analysis, Orrstown Financial Services stock appears to be overvalued.
The current stock price of $40.67 is trading 31.7% above its estimated GF Value™ of $30.87.
GuruFocus considers Orrstown Financial Services to be Significantly Overvalued.
Key valuation signals for ORRF:
FCF Yield %: 10.88 (14% above median its 10-year median of 9.56)
GF Value™: $30.87 vs. price of $40.67 (31.7% above fair value)
Industry Position: 31.7% above the Banks median (#558 of 1505)
No single metric tells the full story. See the ORRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orrstown Financial Services Inc is a financial holding company. Through its subsidiaries, it operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Group also provides fiduciary, investment advisory, insurance, and brokerage services. It offers services to individuals, professionals, small businesses, and other enterprises across different locations in the United States through its branch network and client service centers.
66GF Score
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