ORRF (Orrstown Financial Services) Shareholder Yield % : -6.91% (As of Mar. 2026)


ORRF Orrstown Financial Services Inc ORRF
66 GF Score
Price $40.67
GF Value $30.85
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Orrstown Financial Services Shareholder Yield %?

Orrstown Financial Services ORRF +2.34% 66 Shareholder Yield % is -6.91% as of Mar. 2026. GuruFocus rates ORRF with a GF Score™ of 66/100 and a GF Value™ of $30.85 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,501 Banks companies, Orrstown Financial Services ranks worse than 72.68% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Orrstown Financial Services's Shareholder Yield % was -6.91%.


Orrstown Financial Services  (NAS:ORRF) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Orrstown Financial Services Shareholder Yield % Related Terms


Orrstown Financial Services Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Orrstown Financial Services's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orrstown Financial Services Shareholder Yield % Chart

Orrstown Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 50.41 9.97 -34.90 4.80 -6.46

Orrstown Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.07 -0.12 -2.60 -6.46 -7.92

ORRF vs ALRS, FISI, SMBK: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Orrstown Financial Services's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orrstown Financial Services Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Orrstown Financial Services's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Orrstown Financial Services's Shareholder Yield % falls into.


ORRF
66GF Score
Orrstown Financial Services Inc ORRF
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Orrstown Financial Services Shareholder Yield % Calculation

Orrstown Financial Services's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=3.05 %+0.45 %+-11.42 %
=-7.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -6.91% mean?
Orrstown Financial Services (ORRF) has a Shareholder Yield % of -6.91% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Orrstown Financial Services and its competitors. According to the industry distribution chart, Orrstown Financial Services ranks #1091 out of 1501 companies in the Banks industry, placing it in the top 72.7%.
Is Orrstown Financial Services' Shareholder Yield % too high?
Orrstown Financial Services' current Shareholder Yield % is -6.91%. Based on the distribution chart, Orrstown Financial Services ranks #1091 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Orrstown Financial Services has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orrstown Financial Services' Shareholder Yield % compare to ALRS and FISI?
According to the Banks industry distribution chart, Orrstown Financial Services ranks #1091 out of 1501 companies for Shareholder Yield %. This places Orrstown Financial Services in the lower half of its industry. The industry median Shareholder Yield % is 1.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.61, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Orrstown Financial Services and its competitors. For the Banks industry, the median Shareholder Yield % is 1.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orrstown Financial Services's current Shareholder Yield % is -6.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orrstown Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Orrstown Financial Services (ORRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.85, compared to a current price of $40.67 — trading 31.8% above its estimated fair value. The current Shareholder Yield % is -6.91%. Orrstown Financial Services' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Orrstown Financial Services (ORRF), the current Shareholder Yield % is -6.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orrstown Financial Services (ORRF) Overvalued in 2026?

Based on GuruFocus' analysis, Orrstown Financial Services stock appears to be overvalued. The current stock price of $40.67 is trading 31.8% above its estimated GF Value™ of $30.85. GuruFocus considers Orrstown Financial Services to be Significantly Overvalued.

Key valuation signals for ORRF:

  • Shareholder Yield %: -6.91%
  • GF Value™: $30.85 vs. price of $40.67 (31.8% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the ORRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orrstown Financial Services Business Description

Address 4750 Lindle Road, Harrisburg, PA, USA, 17111
Orrstown Financial Services Inc is a financial holding company. Through its subsidiaries, it operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Group also provides fiduciary, investment advisory, insurance, and brokerage services. It offers services to individuals, professionals, small businesses, and other enterprises across different locations in the United States through its branch network and client service centers.
66GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.67
Price
$30.85
GF Value