ORRF (Orrstown Financial Services) Selling, General, & Admin. Expense: $92.4 Mil (TTM As of Mar. 2026)


ORRF Orrstown Financial Services Inc ORRF
66 GF Score
Price $40.90
GF Value $30.63
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Orrstown Financial Services Selling, General, & Admin. Expense?

Orrstown Financial Services ORRF -2.03% 66 Selling, General, & Admin. Expense is $92.4 Mil as of Mar. 2026. GuruFocus rates ORRF with a GF Score™ of 66/100 and a GF Value™ of $30.63 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Orrstown Financial Services's selling, general, & admin. expense for the three months ended in Mar. 2026 was $22.8 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was $92.4 Mil.


Orrstown Financial Services  (NAS:ORRF) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Orrstown Financial Services Selling, General, & Admin. Expense Related Terms


Orrstown Financial Services Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Orrstown Financial Services's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orrstown Financial Services Selling, General, & Admin. Expense Chart

Orrstown Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.86 52.29 56.02 82.63 91.52

Orrstown Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.92 23.41 22.60 23.59 22.80

ORRF vs SMBK, HBIA, HTB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Orrstown Financial Services's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orrstown Financial Services Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Orrstown Financial Services's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Orrstown Financial Services's Selling, General, & Admin. Expense falls into.


ORRF
66GF Score
Orrstown Financial Services Inc ORRF
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Orrstown Financial Services Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $92.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $92.4 Mil mean?
Orrstown Financial Services (ORRF) has a Selling, General, & Admin. Expense of $92.4 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Orrstown Financial Services and its competitors.
Is Orrstown Financial Services' Selling, General, & Admin. Expense too high?
Orrstown Financial Services' current Selling, General, & Admin. Expense is $92.4 Mil. Overall, Orrstown Financial Services has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orrstown Financial Services' Selling, General, & Admin. Expense compare to SMBK and HBIA?
Orrstown Financial Services' Selling, General, & Admin. Expense of $92.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Orrstown Financial Services and its competitors. Orrstown Financial Services's current Selling, General, & Admin. Expense is $92.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orrstown Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Orrstown Financial Services (ORRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.63, compared to a current price of $40.90 — trading 33.5% above its estimated fair value. The current Selling, General, & Admin. Expense is $92.4 Mil. Orrstown Financial Services' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Orrstown Financial Services (ORRF), the current Selling, General, & Admin. Expense is $92.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orrstown Financial Services (ORRF) Overvalued in 2026?

Based on GuruFocus' analysis, Orrstown Financial Services stock appears to be overvalued. The current stock price of $40.90 is trading 33.5% above its estimated GF Value™ of $30.63. GuruFocus considers Orrstown Financial Services to be Significantly Overvalued.

Key valuation signals for ORRF:

  • Selling, General, & Admin. Expense: $92.4 Mil
  • GF Value™: $30.63 vs. price of $40.90 (33.5% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the ORRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orrstown Financial Services Business Description

Address 4750 Lindle Road, Harrisburg, PA, USA, 17111
Orrstown Financial Services Inc is a financial holding company. Through its subsidiaries, it operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Group also provides fiduciary, investment advisory, insurance, and brokerage services. It offers services to individuals, professionals, small businesses, and other enterprises across different locations in the United States through its branch network and client service centers.
66GF Score

Get the complete analysis for ORRF

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.90
Price
$30.63
GF Value