ORRF (Orrstown Financial Services) Construction Loans (USD Mil): 46.36 (As of Mar. 2026)

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ORRF Orrstown Financial Services Inc ORRF
66 GF Score
Price $41.34
GF Value $30.35
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Orrstown Financial Services Construction Loans (USD Mil)?

Orrstown Financial Services ORRF -1.76% 66 Construction Loans (USD Mil) is 46.36 as of Mar. 2026. GuruFocus rates ORRF with a GF Score™ of 66/100 and a GF Value™ of $30.35 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Orrstown Financial Services's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 46.36 , which is higher than 41.49 for the pervious quarter ended in Dec. 2025.

Orrstown Financial Services's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 41.49 , which is lower than 47.43 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Orrstown Financial Services's Construction Loans (USD Mil) or its related term are showing as below:

Orrstown Financial Services Construction Loans (USD Mil) Historical Data

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The historical data trend for Orrstown Financial Services's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orrstown Financial Services Construction Loans (USD Mil) Chart

Orrstown Financial Services Annual Data
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Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Orrstown Financial ServicesQuarterly Data
Trend Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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ORRF vs SMBK, HBIA, HTB: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Orrstown Financial Services's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ORRF
66GF Score
Orrstown Financial Services Inc ORRF
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions
What does a Construction Loans (USD Mil) of 46.36 mean?
Orrstown Financial Services (ORRF) has a Construction Loans (USD Mil) of 46.36 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Orrstown Financial Services and its competitors.
Is Orrstown Financial Services' Construction Loans (USD Mil) too high?
Orrstown Financial Services' current Construction Loans (USD Mil) is 46.36. Overall, Orrstown Financial Services has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orrstown Financial Services' Construction Loans (USD Mil) compare to SMBK and HBIA?
Orrstown Financial Services' Construction Loans (USD Mil) of 46.36 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Orrstown Financial Services and its competitors. Orrstown Financial Services's current Construction Loans (USD Mil) is 46.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orrstown Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Orrstown Financial Services (ORRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.35, compared to a current price of $41.34 — trading 36.2% above its estimated fair value. The current Construction Loans (USD Mil) is 46.36. Orrstown Financial Services' overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Orrstown Financial Services (ORRF), the current Construction Loans (USD Mil) is 46.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orrstown Financial Services (ORRF) Overvalued in 2026?

Based on GuruFocus' analysis, Orrstown Financial Services stock appears to be overvalued. The current stock price of $41.34 is trading 36.2% above its estimated GF Value™ of $30.35. GuruFocus considers Orrstown Financial Services to be Significantly Overvalued.

Key valuation signals for ORRF:

  • Construction Loans (USD Mil): 46.36
  • GF Value™: $30.35 vs. price of $41.34 (36.2% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the ORRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Orrstown Financial Services Business Description

Address 4750 Lindle Road, Harrisburg, PA, USA, 17111
Orrstown Financial Services Inc is a financial holding company. Through its subsidiaries, it operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Group also provides fiduciary, investment advisory, insurance, and brokerage services. It offers services to individuals, professionals, small businesses, and other enterprises across different locations in the United States through its branch network and client service centers.
66GF Score

Get the complete analysis for ORRF

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.34
Price
$30.35
GF Value