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Pretax income is the income that a company earns before paying income taxes. Orrstown Financial Services's pretax income for the
three
months ended in Mar. 2026 was $27.5 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $107.3 Mil.
Orrstown Financial Services's pretax margin was 42.58%.
During the past 13 years, Orrstown Financial Services's highest Pretax Margin was 42.15%. The lowest was 14.21%. And the median was 20.76%.
During the past 13 years, Orrstown Financial Services's highest Pretax Margin was 42.15%. The lowest was 14.21%. And the median was 20.76%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orrstown Financial Services Pre-Tax Income Related Terms
Orrstown Financial Services Pre-Tax Income Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ORRF vs SPFI, ALRS, PGC: Pre-Tax Income Comparison
For the Banks - Regional subindustry, Orrstown Financial Services's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orrstown Financial Services Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, Orrstown Financial Services's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Orrstown Financial Services's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $107.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orrstown Financial Services (ORRF) has a Pre-Tax Income of $107.3 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Orrstown Financial Services and its competitors.
Is Orrstown Financial Services' Pre-Tax Income too high?
Orrstown Financial Services' current Pre-Tax Income is $107.3 Mil. Overall, Orrstown Financial Services has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orrstown Financial Services' Pre-Tax Income compare to SPFI and ALRS?
Orrstown Financial Services' Pre-Tax Income of $107.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Orrstown Financial Services and its competitors. Orrstown Financial Services's current Pre-Tax Income is $107.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orrstown Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Orrstown Financial Services (ORRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.87, compared to a current price of $43.44 — trading 40.7% above its estimated fair value. The current Pre-Tax Income is $107.3 Mil. Orrstown Financial Services' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Orrstown Financial Services (ORRF), the current Pre-Tax Income is $107.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orrstown Financial Services (ORRF) Overvalued in 2026?
Based on GuruFocus' analysis, Orrstown Financial Services stock appears to be overvalued.
The current stock price of $43.44 is trading 40.7% above its estimated GF Value™ of $30.87.
GuruFocus considers Orrstown Financial Services to be Significantly Overvalued.
Key valuation signals for ORRF:
Pre-Tax Income: $107.3 Mil
GF Value™: $30.87 vs. price of $43.44 (40.7% above fair value)
No single metric tells the full story. See the ORRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orrstown Financial Services Inc is a financial holding company. Through its subsidiaries, it operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Group also provides fiduciary, investment advisory, insurance, and brokerage services. It offers services to individuals, professionals, small businesses, and other enterprises across different locations in the United States through its branch network and client service centers.
66GF Score
Get the complete analysis for ORRF
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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