Northlink Fiscal and Capital Services (BOM:539110) Gross Margin %: 78.59% (As of Mar. 2026) — 554% Above Median


BOM:539110 Northlink Fiscal and Capital Services Ltd BOM:539110
64 GF Score
Price ₹24.40
GF Value ₹19.29
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Northlink Fiscal and Capital Services Gross Margin %?

Northlink Fiscal and Capital Services BOM:539110 64 Gross Margin % is 78.59% as of Mar. 2026, which is 554% above its 10-year median of 12.01. GuruFocus rates BOM:539110 with a GF Score™ of 64/100 and a GF Value™ of ₹19.29 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 387 Credit Services companies, Northlink Fiscal and Capital Services ranks better than 50.65% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. Northlink Fiscal and Capital Services's Gross Profit for the three months ended in Mar. 2026 was ₹3.18 Mil. Northlink Fiscal and Capital Services's Revenue for the three months ended in Mar. 2026 was ₹4.04 Mil. Therefore, Northlink Fiscal and Capital Services's Gross Margin % for the quarter that ended in Mar. 2026 was 78.59%.


The historical rank and industry rank for Northlink Fiscal and Capital Services's Gross Margin % or its related term are showing as below:

BOM:539110' s Gross Margin % Range Over the Past 10 Years
Min: 5.84   Med: 12.01   Max: 67.92
Current: 51.97


During the past 12 years, the highest Gross Margin % of Northlink Fiscal and Capital Services was 67.92%. The lowest was 5.84%. And the median was 12.01%.

BOM:539110's Gross Margin % is ranked better than
50.65% of 387 companies
in the Credit Services industry
Industry Median: 51.81 vs BOM:539110: 51.97

Northlink Fiscal and Capital Services had a gross margin of 78.59% for the quarter that ended in Mar. 2026 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for Northlink Fiscal and Capital Services was 0.00% per year.


Northlink Fiscal and Capital Services  (BOM:539110) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Northlink Fiscal and Capital Services had a gross margin of 78.59% for the quarter that ended in Mar. 2026 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


Northlink Fiscal and Capital Services Gross Margin % Related Terms


Northlink Fiscal and Capital Services Gross Margin % Historical Data

* Premium members only.

The historical data trend for Northlink Fiscal and Capital Services's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northlink Fiscal and Capital Services Gross Margin % Chart

Northlink Fiscal and Capital Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Gross Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 67.92 59.51 12.01 46.02

Northlink Fiscal and Capital Services Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.34 0.00 -41.84 -96.90 78.59

BOM:539110 vs V, MA, AXP: Gross Margin % Comparison

For the Credit Services subindustry, Northlink Fiscal and Capital Services's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northlink Fiscal and Capital Services Gross Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Northlink Fiscal and Capital Services's Gross Margin % distribution charts can be found below:

* The bar in red indicates where Northlink Fiscal and Capital Services's Gross Margin % falls into.


BOM:539110
64GF Score
Northlink Fiscal and Capital Services Ltd BOM:539110
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Northlink Fiscal and Capital Services Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

Northlink Fiscal and Capital Services's Gross Margin for the fiscal year that ended in Mar. 2026 is calculated as

Gross Margin % (A: Mar. 2026 )=Gross Profit (A: Mar. 2026 ) / Revenue (A: Mar. 2026 )
=2.7 / 5.889
=(Revenue - Cost of Goods Sold) / Revenue
=(5.889 - 3.179) / 5.889
=46.02 %

Northlink Fiscal and Capital Services's Gross Margin for the quarter that ended in Mar. 2026 is calculated as


Gross Margin % (Q: Mar. 2026 )=Gross Profit (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=3.2 / 4.041
=(Revenue - Cost of Goods Sold) / Revenue
=(4.041 - 0.865) / 4.041
=78.59 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 78.59% mean?
Northlink Fiscal and Capital Services (BOM:539110) has a Gross Margin % of 78.59% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Northlink Fiscal and Capital Services and its competitors. This is 554% above median its historical median of 12.01. Over the past decade, Northlink Fiscal and Capital Services' Gross Margin % has ranged from 5.84 to 67.92. According to the industry distribution chart, Northlink Fiscal and Capital Services ranks #191 out of 387 companies in the Credit Services industry, placing it in the top 49.4%.
Is Northlink Fiscal and Capital Services' Gross Margin % too high?
Northlink Fiscal and Capital Services' current Gross Margin % of 78.59% is 554% above median its 10-year median of 12.01. Over the past 10 years, this metric has ranged from a low of 5.84 to a high of 67.92. The Credit Services industry median Gross Margin % is 51.81. Northlink Fiscal and Capital Services' value of 78.59% is 51.7% above this industry median. Based on the distribution chart, Northlink Fiscal and Capital Services ranks #191 out of 387 companies in the Credit Services industry, which is above the industry midpoint. Overall, Northlink Fiscal and Capital Services has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northlink Fiscal and Capital Services' Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Northlink Fiscal and Capital Services ranks #191 out of 387 companies for Gross Margin %. This puts Northlink Fiscal and Capital Services in the upper half of its industry. The industry median Gross Margin % is 51.81. Northlink Fiscal and Capital Services' value of 78.59% is 51.7% above this benchmark. Historically, Northlink Fiscal and Capital Services' own Gross Margin % has ranged from 5.84 to 67.92 over the past decade. While the company's 10-year median is 12.01 vs. the industry median of 51.81, Northlink Fiscal and Capital Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.81, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northlink Fiscal and Capital Services's current Gross Margin % of 78.59% is 51.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Northlink Fiscal and Capital Services and its competitors. For the Credit Services industry, the median Gross Margin % is 51.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northlink Fiscal and Capital Services's current Gross Margin % is 78.59%, which is 554% above median its own 10-year median of 12.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northlink Fiscal and Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Northlink Fiscal and Capital Services (BOM:539110) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹19.29, compared to a current price of ₹24.40 — trading 26.5% above its estimated fair value. The current Gross Margin % is 78.59%, which is 554% above median its 10-year median of 12.01 and 51.7% above the Credit Services industry median of 51.81. Northlink Fiscal and Capital Services' overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Northlink Fiscal and Capital Services (BOM:539110), the current Gross Margin % is 78.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Northlink Fiscal and Capital Services (BOM:539110) Overvalued in 2026?

Based on GuruFocus' analysis, Northlink Fiscal and Capital Services stock appears to be overvalued. The current stock price of ₹24.40 is trading 26.5% above its estimated GF Value™ of ₹19.29. GuruFocus considers Northlink Fiscal and Capital Services to be Modestly Overvalued.

Key valuation signals for BOM:539110:

  • Gross Margin %: 78.59% (554% above median its 10-year median of 12.01)
  • GF Value™: ₹19.29 vs. price of ₹24.40 (26.5% above fair value)
  • GF Score™: 64/100 with 2 warning signs
  • Industry Position: 51.7% above the Credit Services median (#191 of 387)

No single metric tells the full story. See the BOM:539110 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Northlink Fiscal and Capital Services Business Description

Address 86, Mall Road, Civil Lines, Ludhiana, PB, IND, 141001
Northlink Fiscal and Capital Services Ltd is a Non-Banking Financial Company and is engaged in lending loans. The company operates in a single segment engaged in the business of financing.
64GF Score

Get the complete analysis for BOM:539110

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹24.40
Price
₹19.29
GF Value