Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Northlink Fiscal and Capital Services's 10-Year RORE % for the quarter that ended in Jun. 2026 was 26.19%.
Northlink Fiscal and Capital Services (BOM:539110) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Northlink Fiscal and Capital Services 10-Year RORE % Related Terms
Northlink Fiscal and Capital Services 10-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northlink Fiscal and Capital Services 10-Year RORE % Chart
BOM:539110 vs V, MA, AXP: 10-Year RORE % Comparison
For the Credit Services subindustry, Northlink Fiscal and Capital Services's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northlink Fiscal and Capital Services 10-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Northlink Fiscal and Capital Services's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Northlink Fiscal and Capital Services's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 10-year before.
Northlink Fiscal and Capital Services (BOM:539110) has a 10-Year RORE % of 26.19 as of Jun. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Northlink Fiscal and Capital Services and its competitors. According to the industry distribution chart, Northlink Fiscal and Capital Services ranks #79 out of 376 companies in the Credit Services industry, placing it in the top 21%.
Is Northlink Fiscal and Capital Services' 10-Year RORE % too high?
Northlink Fiscal and Capital Services' current 10-Year RORE % is 26.19. The Credit Services industry median 10-Year RORE % is 8.73. Northlink Fiscal and Capital Services' value of 26.19 is 200.2% above this industry median. Based on the distribution chart, Northlink Fiscal and Capital Services ranks #79 out of 376 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Northlink Fiscal and Capital Services has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northlink Fiscal and Capital Services' 10-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Northlink Fiscal and Capital Services ranks #79 out of 376 companies for 10-Year RORE %. This places Northlink Fiscal and Capital Services in the top 21% of its industry — outperforming the majority of peers. The industry median 10-Year RORE % is 8.73. Northlink Fiscal and Capital Services' value of 26.19 is 200.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Credit Services company?
The median 10-Year RORE % among Credit Services companies is 8.73, based on 376 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northlink Fiscal and Capital Services's current 10-Year RORE % of 26.19 is 200.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Northlink Fiscal and Capital Services and its competitors. For the Credit Services industry, the median 10-Year RORE % is 8.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northlink Fiscal and Capital Services's current 10-Year RORE % is 26.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northlink Fiscal and Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Northlink Fiscal and Capital Services (BOM:539110) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹26.02, compared to a current price of ₹40.50 — trading 55.6% above its estimated fair value. The current 10-Year RORE % is 26.19 and 200.2% above the Credit Services industry median of 8.73. Northlink Fiscal and Capital Services' overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Northlink Fiscal and Capital Services (BOM:539110), the current 10-Year RORE % is 26.19 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northlink Fiscal and Capital Services (BOM:539110) Overvalued in 2026?
Based on GuruFocus' analysis, Northlink Fiscal and Capital Services stock appears to be overvalued.
The current stock price of ₹40.50 is trading 55.6% above its estimated GF Value™ of ₹26.02.
GuruFocus considers Northlink Fiscal and Capital Services to be Significantly Overvalued.
Key valuation signals for BOM:539110:
10-Year RORE %: 26.19
GF Value™: ₹26.02 vs. price of ₹40.50 (55.6% above fair value)
Industry Position: 200.2% above the Credit Services median (#79 of 376)
No single metric tells the full story. See the BOM:539110 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northlink Fiscal and Capital Services Ltd is a Non-Banking Financial Company and is engaged in lending loans. The company operates in a single segment engaged in the business of financing.
59GF Score
Get the complete analysis for BOM:539110
10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:539110 has been successfully added to your 
