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Northlink Fiscal and Capital ServicesBOM:539110 58 Return-on-Tangible-Equity is 59.49% as of Mar. 2026, which is 5512% above its 10-year median of 1.06. GuruFocus rates BOM:539110 with a GF Score™ of 58/100 and a GF Value™ of ₹19.35 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 527 Credit Services companies, Northlink Fiscal and Capital Services ranks worse than 64.14% on this metric.
The historical rank and industry rank for Northlink Fiscal and Capital Services's Return-on-Tangible-Equity or its related term are showing as below:
BOM:539110'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -14.38 Med: 1.06 Max: 3.45
Current: 3.04
During the past 12 years, Northlink Fiscal and Capital Services's highest Return-on-Tangible-Equity was 3.45%. The lowest was -14.38%. And the median was 1.06%.
BOM:539110's Return-on-Tangible-Equity is ranked worse than 64.14% of 527
companies
in the Credit Services industry
Industry Median: 7.05
vs BOM:539110: 3.04
Northlink Fiscal and Capital Services (BOM:539110) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Northlink Fiscal and Capital Services Return-on-Tangible-Equity Related Terms
Northlink Fiscal and Capital Services Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northlink Fiscal and Capital Services Return-on-Tangible-Equity Chart
BOM:539110 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Northlink Fiscal and Capital Services's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northlink Fiscal and Capital Services Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Northlink Fiscal and Capital Services's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Northlink Fiscal and Capital Services's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 59.49% mean?
Northlink Fiscal and Capital Services (BOM:539110) has a Return-on-Tangible-Equity of 59.49% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Northlink Fiscal and Capital Services and its competitors. This is 5512% above median its historical median of 1.06. According to the industry distribution chart, Northlink Fiscal and Capital Services ranks #338 out of 527 companies in the Credit Services industry, placing it in the top 64.1%.
Is Northlink Fiscal and Capital Services' Return-on-Tangible-Equity too high?
Northlink Fiscal and Capital Services' current Return-on-Tangible-Equity of 59.49% is 5512% above median its 10-year median of 1.06. The Credit Services industry median Return-on-Tangible-Equity is 7.05. Northlink Fiscal and Capital Services' value of 59.49% is 743.8% above this industry median. Based on the distribution chart, Northlink Fiscal and Capital Services ranks #338 out of 527 companies in the Credit Services industry, which is below the industry midpoint. Overall, Northlink Fiscal and Capital Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northlink Fiscal and Capital Services' Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Northlink Fiscal and Capital Services ranks #338 out of 527 companies for Return-on-Tangible-Equity. This places Northlink Fiscal and Capital Services in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.05. Northlink Fiscal and Capital Services' value of 59.49% is 743.8% above this benchmark. While the company's 10-year median is 1.06 vs. the industry median of 7.05, Northlink Fiscal and Capital Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.05, based on 527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northlink Fiscal and Capital Services's current Return-on-Tangible-Equity of 59.49% is 743.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Northlink Fiscal and Capital Services and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northlink Fiscal and Capital Services's current Return-on-Tangible-Equity is 59.49%, which is 5512% above median its own 10-year median of 1.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northlink Fiscal and Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Northlink Fiscal and Capital Services (BOM:539110) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹19.35, compared to a current price of ₹24.33 — trading 25.7% above its estimated fair value. The current Return-on-Tangible-Equity is 59.49%, which is 5512% above median its 10-year median of 1.06 and 743.8% above the Credit Services industry median of 7.05. Northlink Fiscal and Capital Services' overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Northlink Fiscal and Capital Services (BOM:539110), the current Return-on-Tangible-Equity is 59.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northlink Fiscal and Capital Services (BOM:539110) Overvalued in 2026?
Based on GuruFocus' analysis, Northlink Fiscal and Capital Services stock appears to be overvalued.
The current stock price of ₹24.33 is trading 25.7% above its estimated GF Value™ of ₹19.35.
GuruFocus considers Northlink Fiscal and Capital Services to be Modestly Overvalued.
Key valuation signals for BOM:539110:
Return-on-Tangible-Equity: 59.49% (5512% above median its 10-year median of 1.06)
GF Value™: ₹19.35 vs. price of ₹24.33 (25.7% above fair value)
Industry Position: 743.8% above the Credit Services median (#338 of 527)
No single metric tells the full story. See the BOM:539110 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northlink Fiscal and Capital Services Ltd is a Non-Banking Financial Company and is engaged in lending loans. The company operates in a single segment engaged in the business of financing.
58GF Score
Get the complete analysis for BOM:539110
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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