Northlink Fiscal and Capital Services (BOM:539110) ROIC %: 40.68% (As of Mar. 2026)


BOM:539110 Northlink Fiscal and Capital Services Ltd BOM:539110
64 GF Score
Price ₹24.40
GF Value ₹19.29
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Northlink Fiscal and Capital Services ROIC %?

Northlink Fiscal and Capital Services BOM:539110 64 ROIC % is 40.68% as of Mar. 2026. GuruFocus rates BOM:539110 with a GF Score™ of 64/100 and a GF Value™ of ₹19.29 (Modestly Overvalued). The stock has 2 warning signs investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Northlink Fiscal and Capital Services's annualized return on invested capital (ROIC %) for the quarter that ended in Mar. 2026 was 40.68%.

As of today (2026-07-12), Northlink Fiscal and Capital Services's WACC % is 10.11%. Northlink Fiscal and Capital Services's ROIC % is -0.14% (calculated using TTM income statement data). Northlink Fiscal and Capital Services earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Northlink Fiscal and Capital Services  (BOM:539110) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Northlink Fiscal and Capital Services's WACC % is 10.11%. Northlink Fiscal and Capital Services's ROIC % is -0.14% (calculated using TTM income statement data). Northlink Fiscal and Capital Services earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Northlink Fiscal and Capital Services ROIC % Related Terms


Northlink Fiscal and Capital Services ROIC % Historical Data

* Premium members only.

The historical data trend for Northlink Fiscal and Capital Services's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northlink Fiscal and Capital Services ROIC % Chart

Northlink Fiscal and Capital Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 0.73 -0.50 -11.92 -0.68

Northlink Fiscal and Capital Services Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
ROIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.62 -26.17 -7.02 -34.20 40.68

BOM:539110 vs V, MA, AXP: ROIC % Comparison

For the Credit Services subindustry, Northlink Fiscal and Capital Services's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northlink Fiscal and Capital Services ROIC % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Northlink Fiscal and Capital Services's ROIC % distribution charts can be found below:

* The bar in red indicates where Northlink Fiscal and Capital Services's ROIC % falls into.


BOM:539110
64GF Score
Northlink Fiscal and Capital Services Ltd BOM:539110
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Northlink Fiscal and Capital Services ROIC % Calculation

Northlink Fiscal and Capital Services's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Mar. 2026 is calculated as:

ROIC % (A: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Mar. 2025 ) + Invested Capital (A: Mar. 2026 ))/ count )
=-0.451 * ( 1 - 13.01% )/( (57.511 + 58.35)/ 2 )
=-0.3923249/57.9305
=-0.68 %

where

Northlink Fiscal and Capital Services's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Mar. 2026 is calculated as:

ROIC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=24.148 * ( 1 - 1.71% )/( (0 + 58.35)/ 1 )
=23.7350692/58.35
=40.68 %

where

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 40.68% mean?
Northlink Fiscal and Capital Services (BOM:539110) has a ROIC % of 40.68% as of Mar. 2026. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Northlink Fiscal and Capital Services and its competitors.
Is Northlink Fiscal and Capital Services' ROIC % too high?
Northlink Fiscal and Capital Services' current ROIC % is 40.68%. The Credit Services industry median ROIC % is 1.98. Northlink Fiscal and Capital Services' value of 40.68% is 1959.7% above this industry median. Overall, Northlink Fiscal and Capital Services has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northlink Fiscal and Capital Services' ROIC % compare to V and MA?
Northlink Fiscal and Capital Services' ROIC % of 40.68% can be compared against companies in the Credit Services industry. The industry median ROIC % is 1.98. Northlink Fiscal and Capital Services' value of 40.68% is 1959.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for a Credit Services company?
The median ROIC % among Credit Services companies is 1.98, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northlink Fiscal and Capital Services's current ROIC % of 40.68% is 1959.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Northlink Fiscal and Capital Services and its competitors. For the Credit Services industry, the median ROIC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northlink Fiscal and Capital Services's current ROIC % is 40.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northlink Fiscal and Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Northlink Fiscal and Capital Services (BOM:539110) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹19.29, compared to a current price of ₹24.40 — trading 26.5% above its estimated fair value. The current ROIC % is 40.68% and 1959.7% above the Credit Services industry median of 1.98. Northlink Fiscal and Capital Services' overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Northlink Fiscal and Capital Services (BOM:539110), the current ROIC % is 40.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Northlink Fiscal and Capital Services (BOM:539110) Overvalued in 2026?

Based on GuruFocus' analysis, Northlink Fiscal and Capital Services stock appears to be overvalued. The current stock price of ₹24.40 is trading 26.5% above its estimated GF Value™ of ₹19.29. GuruFocus considers Northlink Fiscal and Capital Services to be Modestly Overvalued.

Key valuation signals for BOM:539110:

  • ROIC %: 40.68%
  • GF Value™: ₹19.29 vs. price of ₹24.40 (26.5% above fair value)
  • GF Score™: 64/100 with 2 warning signs
  • Industry Position: 1959.7% above the Credit Services median

No single metric tells the full story. See the BOM:539110 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Northlink Fiscal and Capital Services Business Description

Address 86, Mall Road, Civil Lines, Ludhiana, PB, IND, 141001
Northlink Fiscal and Capital Services Ltd is a Non-Banking Financial Company and is engaged in lending loans. The company operates in a single segment engaged in the business of financing.
64GF Score

Get the complete analysis for BOM:539110

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹24.40
Price
₹19.29
GF Value