Northlink Fiscal and Capital Services (BOM:539110) Cyclically Adjusted PB Ratio: (As of Sep. 07, 2026)

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BOM:539110 Northlink Fiscal and Capital Services Ltd BOM:539110
53 GF Score
Price ₹40.50
GF Value ₹26.03
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Northlink Fiscal and Capital Services Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Northlink Fiscal and Capital Services  (BOM:539110) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Northlink Fiscal and Capital Services Cyclically Adjusted PB Ratio Related Terms


Northlink Fiscal and Capital Services Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Northlink Fiscal and Capital Services's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northlink Fiscal and Capital Services Cyclically Adjusted PB Ratio Chart

Northlink Fiscal and Capital Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.68 1.92 1.12

Northlink Fiscal and Capital Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.27 0.00 1.12 0.00

BOM:539110 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Northlink Fiscal and Capital Services's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northlink Fiscal and Capital Services Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Northlink Fiscal and Capital Services's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Northlink Fiscal and Capital Services's Cyclically Adjusted PB Ratio falls into.


BOM:539110
53GF Score
Northlink Fiscal and Capital Services Ltd BOM:539110
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Northlink Fiscal and Capital Services Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Northlink Fiscal and Capital Services's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Northlink Fiscal and Capital Services's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

Northlink Fiscal and Capital Services Quarterly Data

Book Value per Share CPI Adj_Book
201609 10.716 105.961 16.925
201612 0.000 105.196 0.000
201703 12.432 105.196 19.778
201706 0.000 107.109 0.000
201709 12.295 109.021 18.874
201712 0.000 109.404 0.000
201803 10.978 109.786 16.735
201806 0.000 111.317 0.000
201809 11.305 115.142 16.432
201812 0.000 115.142 0.000
201903 10.890 118.202 15.419
201906 0.000 120.880 0.000
201909 10.534 123.175 14.312
201912 0.000 126.235 0.000
202003 11.020 124.705 14.789
202006 0.000 127.000 0.000
202009 11.157 130.118 14.350
202012 0.000 130.889 0.000
202103 11.349 131.771 14.414
202106 0.000 134.084 0.000
202109 11.405 135.847 14.050
202112 0.000 138.161 0.000
202203 11.382 138.822 13.722
202206 0.000 142.347 0.000
202209 11.417 144.661 13.208
202212 0.000 145.763 0.000
202303 11.446 146.865 13.043
202306 0.000 150.280 0.000
202309 18.409 151.492 20.337
202312 0.000 152.924 0.000
202403 17.976 153.035 19.658
202406 0.000 155.789 0.000
202409 17.006 157.882 18.027
202412 0.000 158.323 0.000
202503 15.495 157.552 16.459
202506 0.000 159.755 0.000
202509 15.066 162.289 15.536
202512 0.000 163.281 0.000
202603 9.815 164.272 9.999
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Northlink Fiscal and Capital Services (BOM:539110) Overvalued in 2026?

Based on GuruFocus' analysis, Northlink Fiscal and Capital Services stock appears to be overvalued. The current stock price of ₹40.50 is trading 55.6% above its estimated GF Value™ of ₹26.03. GuruFocus considers Northlink Fiscal and Capital Services to be Significantly Overvalued.

Key valuation signals for BOM:539110:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹26.03 vs. price of ₹40.50 (55.6% above fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the BOM:539110 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Northlink Fiscal and Capital Services Business Description

Address 86, Mall Road, Civil Lines, Ludhiana, PB, IND, 141001
Northlink Fiscal and Capital Services Ltd is a Non-Banking Financial Company and is engaged in lending loans. The company operates in a single segment engaged in the business of financing.
53GF Score

Get the complete analysis for BOM:539110

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹40.50
Price
₹26.03
GF Value