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Northlink Fiscal and Capital Services (BOM:539110) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Northlink Fiscal and Capital Services PS Ratio Related Terms
Northlink Fiscal and Capital Services PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northlink Fiscal and Capital Services PS Ratio Chart
For the Credit Services subindustry, Northlink Fiscal and Capital Services's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northlink Fiscal and Capital Services PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Northlink Fiscal and Capital Services's PS Ratio distribution charts can be found below:
* The bar in red indicates where Northlink Fiscal and Capital Services's PS Ratio falls into.
Northlink Fiscal and Capital Services PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Northlink Fiscal and Capital Services's Share Price of today is ₹24.33. Northlink Fiscal and Capital Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1.01.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Northlink Fiscal and Capital Services (BOM:539110) has a PS Ratio of 24.14 as of Aug. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Northlink Fiscal and Capital Services and its competitors. This is 116% above median its historical median of 11.20. Over the past decade, Northlink Fiscal and Capital Services' PS Ratio has ranged from 0.60 to 44.65. According to the industry distribution chart, Northlink Fiscal and Capital Services ranks #484 out of 524 companies in the Credit Services industry, placing it in the top 92.4%.
Is Northlink Fiscal and Capital Services' PS Ratio too high?
Northlink Fiscal and Capital Services' current PS Ratio of 24.14 is 116% above median its 10-year median of 11.20. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 44.65. The Credit Services industry median PS Ratio is 2.86. Northlink Fiscal and Capital Services' value of 24.14 is 745.5% above this industry median. Based on the distribution chart, Northlink Fiscal and Capital Services ranks #484 out of 524 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Northlink Fiscal and Capital Services has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northlink Fiscal and Capital Services' PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Northlink Fiscal and Capital Services ranks #484 out of 524 companies for PS Ratio. This places Northlink Fiscal and Capital Services in the lower half of its industry. The industry median PS Ratio is 2.86. Northlink Fiscal and Capital Services' value of 24.14 is 745.5% above this benchmark. Historically, Northlink Fiscal and Capital Services' own PS Ratio has ranged from 0.60 to 44.65 over the past decade. While the company's 10-year median is 11.20 vs. the industry median of 2.86, Northlink Fiscal and Capital Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.86, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northlink Fiscal and Capital Services's current PS Ratio of 24.14 is 745.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Northlink Fiscal and Capital Services and its competitors. For the Credit Services industry, the median PS Ratio is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northlink Fiscal and Capital Services's current PS Ratio is 24.14, which is 116% above median its own 10-year median of 11.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northlink Fiscal and Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Northlink Fiscal and Capital Services (BOM:539110) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹19.37, compared to a current price of ₹24.33 — trading 25.6% above its estimated fair value. The current PS Ratio is 24.14, which is 116% above median its 10-year median of 11.20 and 745.5% above the Credit Services industry median of 2.86. Northlink Fiscal and Capital Services' overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Northlink Fiscal and Capital Services (BOM:539110), the current PS Ratio is 24.14 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northlink Fiscal and Capital Services (BOM:539110) Overvalued in 2026?
Based on GuruFocus' analysis, Northlink Fiscal and Capital Services stock appears to be overvalued.
The current stock price of ₹24.33 is trading 25.6% above its estimated GF Value™ of ₹19.37.
GuruFocus considers Northlink Fiscal and Capital Services to be Modestly Overvalued.
Key valuation signals for BOM:539110:
PS Ratio: 24.14 (116% above median its 10-year median of 11.20)
GF Value™: ₹19.37 vs. price of ₹24.33 (25.6% above fair value)
Industry Position: 745.5% above the Credit Services median (#484 of 524)
No single metric tells the full story. See the BOM:539110 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northlink Fiscal and Capital Services Ltd is a Non-Banking Financial Company and is engaged in lending loans. The company operates in a single segment engaged in the business of financing.
56GF Score
Get the complete analysis for BOM:539110
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