Northlink Fiscal and Capital Services (BOM:539110) PE Ratio without NRI: 144.82 (As of Jul. 25, 2026) — 27% Above Median

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BOM:539110 Northlink Fiscal and Capital Services Ltd BOM:539110
56 GF Score
Price ₹24.33
GF Value ₹19.33
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Northlink Fiscal and Capital Services PE Ratio without NRI?

Northlink Fiscal and Capital Services BOM:539110 56 PE Ratio without NRI is 144.82 as of Jul. 25, 2026, which is 27% above its 10-year median of 114.13. GuruFocus rates BOM:539110 with a GF Score™ of 56/100 and a GF Value™ of ₹19.33 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 413 Credit Services companies, Northlink Fiscal and Capital Services ranks worse than 95.4% on this metric.

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-25), Northlink Fiscal and Capital Services's share price is ₹24.33. Northlink Fiscal and Capital Services's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.17. Therefore, Northlink Fiscal and Capital Services's PE Ratio without NRI for today is 144.82.

During the past 12 years, Northlink Fiscal and Capital Services's highest PE Ratio without NRI was 3900.00. The lowest was 28.11. And the median was 114.13.

Northlink Fiscal and Capital Services's EPS without NRI for the three months ended in Mar. 2026 was ₹1.46. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.17.

As of today (2026-07-25), Northlink Fiscal and Capital Services's share price is ₹24.33. Northlink Fiscal and Capital Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.29. Therefore, Northlink Fiscal and Capital Services's PE Ratio (TTM) for today is 83.90.

Warning Sign:

Northlink Fiscal and Capital Services Ltd stock PE Ratio (=110.91) is close to 2-year high of 110.91.

During the past years, Northlink Fiscal and Capital Services's highest PE Ratio (TTM) was 3900.00. The lowest was 28.11. And the median was 105.26.

Northlink Fiscal and Capital Services's EPS (Diluted) for the three months ended in Mar. 2026 was ₹1.46. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.29.

Northlink Fiscal and Capital Services's EPS (Basic) for the three months ended in Mar. 2026 was ₹1.46. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.29.


Northlink Fiscal and Capital Services  (BOM:539110) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


Northlink Fiscal and Capital Services PE Ratio without NRI Related Terms


Northlink Fiscal and Capital Services PE Ratio without NRI Historical Data

* Premium members only.

The historical data trend for Northlink Fiscal and Capital Services's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northlink Fiscal and Capital Services PE Ratio without NRI Chart

Northlink Fiscal and Capital Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PE Ratio without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 600.00 113.64 At Loss At Loss 81.93

Northlink Fiscal and Capital Services Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only At Loss At Loss At Loss At Loss 81.93

BOM:539110 vs V, MA, AXP: PE Ratio without NRI Comparison

For the Credit Services subindustry, Northlink Fiscal and Capital Services's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northlink Fiscal and Capital Services PE Ratio without NRI vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Northlink Fiscal and Capital Services's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Northlink Fiscal and Capital Services's PE Ratio without NRI falls into.


BOM:539110
56GF Score
Northlink Fiscal and Capital Services Ltd BOM:539110
PE Ratio without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Northlink Fiscal and Capital Services PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

Northlink Fiscal and Capital Services's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=24.33/0.168
=144.82

Northlink Fiscal and Capital Services's Share Price of today is ₹24.33.
Northlink Fiscal and Capital Services's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.17.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio without NRI →
What does a PE Ratio without NRI of 144.82 mean?
Northlink Fiscal and Capital Services (BOM:539110) has a PE Ratio without NRI of 144.82 as of Jul. 25, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Northlink Fiscal and Capital Services and its competitors. This is 27% above median its historical median of 114.13. Over the past decade, Northlink Fiscal and Capital Services' PE Ratio without NRI has ranged from 28.11 to 3,900.00. According to the industry distribution chart, Northlink Fiscal and Capital Services ranks #394 out of 413 companies in the Credit Services industry, placing it in the top 95.4%.
Is Northlink Fiscal and Capital Services' PE Ratio without NRI too high?
Northlink Fiscal and Capital Services' current PE Ratio without NRI of 144.82 is 27% above median its 10-year median of 114.13. Over the past 10 years, this metric has ranged from a low of 28.11 to a high of 3,900.00. The Credit Services industry median PE Ratio without NRI is 12.28. Northlink Fiscal and Capital Services' value of 144.82 is 1079.3% above this industry median. Based on the distribution chart, Northlink Fiscal and Capital Services ranks #394 out of 413 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Northlink Fiscal and Capital Services has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northlink Fiscal and Capital Services' PE Ratio without NRI compare to V and MA?
According to the Credit Services industry distribution chart, Northlink Fiscal and Capital Services ranks #394 out of 413 companies for PE Ratio without NRI. This places Northlink Fiscal and Capital Services in the lower half of its industry. The industry median PE Ratio without NRI is 12.28. Northlink Fiscal and Capital Services' value of 144.82 is 1079.3% above this benchmark. Historically, Northlink Fiscal and Capital Services' own PE Ratio without NRI has ranged from 28.11 to 3,900.00 over the past decade. While the company's 10-year median is 114.13 vs. the industry median of 12.28, Northlink Fiscal and Capital Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Credit Services company?
The median PE Ratio without NRI among Credit Services companies is 12.28, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northlink Fiscal and Capital Services's current PE Ratio without NRI of 144.82 is 1079.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Northlink Fiscal and Capital Services and its competitors. For the Credit Services industry, the median PE Ratio without NRI is 12.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northlink Fiscal and Capital Services's current PE Ratio without NRI is 144.82, which is 27% above median its own 10-year median of 114.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northlink Fiscal and Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Northlink Fiscal and Capital Services (BOM:539110) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹19.33, compared to a current price of ₹24.33 — trading 25.9% above its estimated fair value. The current PE Ratio without NRI is 144.82, which is 27% above median its 10-year median of 114.13 and 1079.3% above the Credit Services industry median of 12.28. Northlink Fiscal and Capital Services' overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Northlink Fiscal and Capital Services (BOM:539110), the current PE Ratio without NRI is 144.82 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Northlink Fiscal and Capital Services (BOM:539110) Overvalued in 2026?

Based on GuruFocus' analysis, Northlink Fiscal and Capital Services stock appears to be overvalued. The current stock price of ₹24.33 is trading 25.9% above its estimated GF Value™ of ₹19.33. GuruFocus considers Northlink Fiscal and Capital Services to be Modestly Overvalued.

Key valuation signals for BOM:539110:

  • PE Ratio without NRI: 144.82 (27% above median its 10-year median of 114.13)
  • GF Value™: ₹19.33 vs. price of ₹24.33 (25.9% above fair value)
  • GF Score™: 56/100 with 2 warning signs
  • Industry Position: 1079.3% above the Credit Services median (#394 of 413)

No single metric tells the full story. See the BOM:539110 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Northlink Fiscal and Capital Services Business Description

Address 86, Mall Road, Civil Lines, Ludhiana, PB, IND, 141001
Northlink Fiscal and Capital Services Ltd is a Non-Banking Financial Company and is engaged in lending loans. The company operates in a single segment engaged in the business of financing.
56GF Score

Get the complete analysis for BOM:539110

PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹24.33
Price
₹19.33
GF Value