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Focus Business SolutionBOM:543312 64 Gross Margin % is 76.01% as of Mar. 2026, which is 4% below its 10-year median of 79.56. GuruFocus rates BOM:543312 with a GF Score™ of 64/100 and a GF Value™ of ₹56.21 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 390 Credit Services companies, Focus Business Solution ranks better than 81.79% on this metric.
Focus Business Solution (BOM:543312) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Focus Business Solution had a gross margin of 76.01% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Focus Business Solution Gross Margin % Related Terms
Focus Business Solution Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:543312 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Focus Business Solution's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Focus Business Solution Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Focus Business Solution's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Focus Business Solution's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Focus Business Solution (BOM:543312) has a Gross Margin % of 76.01% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Focus Business Solution and its competitors. This is near median its historical median of 79.56. Over the past decade, Focus Business Solution's Gross Margin % has ranged from 66.40 to 85.44. According to the industry distribution chart, Focus Business Solution ranks #71 out of 390 companies in the Credit Services industry, placing it in the top 18.2%.
Is Focus Business Solution's Gross Margin % too high?
Focus Business Solution's current Gross Margin % of 76.01% is near median its 10-year median of 79.56. Over the past 10 years, this metric has ranged from a low of 66.40 to a high of 85.44. The Credit Services industry median Gross Margin % is 51.16. Focus Business Solution's value of 76.01% is 48.6% above this industry median. Based on the distribution chart, Focus Business Solution ranks #71 out of 390 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Focus Business Solution has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Focus Business Solution's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Focus Business Solution ranks #71 out of 390 companies for Gross Margin %. This places Focus Business Solution in the top 18% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.16. Focus Business Solution's value of 76.01% is 48.6% above this benchmark. Historically, Focus Business Solution's own Gross Margin % has ranged from 66.40 to 85.44 over the past decade. While the company's 10-year median is 79.56 vs. the industry median of 51.16, Focus Business Solution has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.16, based on 390 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Focus Business Solution's current Gross Margin % of 76.01% is 48.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Focus Business Solution and its competitors. For the Credit Services industry, the median Gross Margin % is 51.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Focus Business Solution's current Gross Margin % is 76.01%, which is near median its own 10-year median of 79.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Focus Business Solution stock overvalued right now?
Based on GuruFocus' analysis, Focus Business Solution (BOM:543312) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹56.21, compared to a current price of ₹202.00 — trading 259.4% above its estimated fair value. The current Gross Margin % is 76.01%, which is near median its 10-year median of 79.56 and 48.6% above the Credit Services industry median of 51.16. Focus Business Solution's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Focus Business Solution (BOM:543312), the current Gross Margin % is 76.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Focus Business Solution (BOM:543312) Overvalued in 2026?
Based on GuruFocus' analysis, Focus Business Solution stock appears to be overvalued.
The current stock price of ₹202.00 is trading 259.4% above its estimated GF Value™ of ₹56.21.
GuruFocus considers Focus Business Solution to be Significantly Overvalued.
Key valuation signals for BOM:543312:
Gross Margin %: 76.01% (near median its 10-year median of 79.56)
GF Value™: ₹56.21 vs. price of ₹202.00 (259.4% above fair value)
Industry Position: 48.6% above the Credit Services median (#71 of 390)
No single metric tells the full story. See the BOM:543312 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Focus Business Solution Ltd is engaged in the business of debt collection and recovery services for banks, financial institutions, and NBFCs. The company takes strategic actions on delinquent accounts to recover overdue payments of loans, credit cards, and other credit facilities from customers. The company follows a smart retail collection administrative program to recover overdue payments on personal loans, business loans, vehicle loans, loans against properties, two wheeler loans, SME loans, gold loans, and others.
64GF Score
Get the complete analysis for BOM:543312
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