Focus Business Solution (BOM:543312) Net Debt Paydown Yield % : 0.03% (As of Aug. 17, 2026)

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BOM:543312 Focus Business Solution Ltd BOM:543312
65 GF Score
Price ₹200.00
GF Value ₹55.91
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Focus Business Solution Net Debt Paydown Yield %?

Focus Business Solution BOM:543312 +2.56% 65 Net Debt Paydown Yield % is 0.03% as of Aug. 17, 2026. GuruFocus rates BOM:543312 with a GF Score™ of 65/100 and a GF Value™ of ₹55.91 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 476 Credit Services companies, Focus Business Solution ranks better than 65.76% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Focus Business Solution's Net Debt Paydown Yield % was 0.03%.


Focus Business Solution  (BOM:543312) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Focus Business Solution Net Debt Paydown Yield % Related Terms


Focus Business Solution Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Focus Business Solution's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Focus Business Solution Net Debt Paydown Yield % Chart

Focus Business Solution Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only -1.29 0.52 -2.08 1.23 0.05

Focus Business Solution Semi-Annual Data
Mar18 Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.08 -1.04 1.23 0.53 0.05

BOM:543312 vs V, MA, AXP: Net Debt Paydown Yield % Comparison

For the Credit Services subindustry, Focus Business Solution's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Focus Business Solution Net Debt Paydown Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Focus Business Solution's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Focus Business Solution's Net Debt Paydown Yield % falls into.


BOM:543312
65GF Score
Focus Business Solution Ltd BOM:543312
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Focus Business Solution Net Debt Paydown Yield % Calculation

Focus Business Solution's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 1.51-1 )/1042.041
=0.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 0.03% mean?
Focus Business Solution (BOM:543312) has a Net Debt Paydown Yield % of 0.03% as of Aug. 17, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Focus Business Solution and its competitors. According to the industry distribution chart, Focus Business Solution ranks #163 out of 476 companies in the Credit Services industry, placing it in the top 34.2%.
Is Focus Business Solution's Net Debt Paydown Yield % too high?
Focus Business Solution's current Net Debt Paydown Yield % is 0.03%. Based on the distribution chart, Focus Business Solution ranks #163 out of 476 companies in the Credit Services industry, which is above the industry midpoint. Overall, Focus Business Solution has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Focus Business Solution's Net Debt Paydown Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Focus Business Solution ranks #163 out of 476 companies for Net Debt Paydown Yield %. This puts Focus Business Solution in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Credit Services company?
A good Net Debt Paydown Yield % depends on the Credit Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Focus Business Solution and its competitors. Focus Business Solution's current Net Debt Paydown Yield % is 0.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Focus Business Solution stock overvalued right now?
Based on GuruFocus' analysis, Focus Business Solution (BOM:543312) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹55.91, compared to a current price of ₹200.00 — trading 257.7% above its estimated fair value. The current Net Debt Paydown Yield % is 0.03%. Focus Business Solution's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Focus Business Solution (BOM:543312), the current Net Debt Paydown Yield % is 0.03% as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Focus Business Solution (BOM:543312) Overvalued in 2026?

Based on GuruFocus' analysis, Focus Business Solution stock appears to be overvalued. The current stock price of ₹200.00 is trading 257.7% above its estimated GF Value™ of ₹55.91. GuruFocus considers Focus Business Solution to be Significantly Overvalued.

Key valuation signals for BOM:543312:

  • Net Debt Paydown Yield %: 0.03%
  • GF Value™: ₹55.91 vs. price of ₹200.00 (257.7% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the BOM:543312 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Focus Business Solution Business Description

Address Ring Road, 703, Rajhans Complex, Near Kadiwala School, Near Nirmal Hospital, Surat, GJ, IND, 395002
Focus Business Solution Ltd is engaged in the business of debt collection and recovery services for banks, financial institutions, and NBFCs. The company takes strategic actions on delinquent accounts to recover overdue payments of loans, credit cards, and other credit facilities from customers. The company follows a smart retail collection administrative program to recover overdue payments on personal loans, business loans, vehicle loans, loans against properties, two wheeler loans, SME loans, gold loans, and others.
65GF Score

Get the complete analysis for BOM:543312

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹200.00
Price
₹55.91
GF Value