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Focus Business SolutionBOM:543312 64 Quick Ratio is 11.78 as of Mar. 2026, which is 215% above its 10-year median of 3.74. GuruFocus rates BOM:543312 with a GF Score™ of 64/100 and a GF Value™ of ₹56.21 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 400 Credit Services companies, Focus Business Solution ranks better than 59.25% on this metric.
Focus Business Solution (BOM:543312) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Focus Business Solution Quick Ratio Related Terms
Focus Business Solution Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Focus Business Solution's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Focus Business Solution Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Focus Business Solution's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Focus Business Solution's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Focus Business Solution's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Focus Business Solution (BOM:543312) has a Quick Ratio of 11.78 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Focus Business Solution and its competitors. This is 215% above median its historical median of 3.74. Over the past decade, Focus Business Solution's Quick Ratio has ranged from 1.03 to 11.78. According to the industry distribution chart, Focus Business Solution ranks #163 out of 400 companies in the Credit Services industry, placing it in the top 40.7%.
Is Focus Business Solution's Quick Ratio too high?
Focus Business Solution's current Quick Ratio of 11.78 is 215% above median its 10-year median of 3.74. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 11.78. The Credit Services industry median Quick Ratio is 3.69. Focus Business Solution's value of 11.78 is 219.7% above this industry median. Based on the distribution chart, Focus Business Solution ranks #163 out of 400 companies in the Credit Services industry, which is above the industry midpoint. Overall, Focus Business Solution has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Focus Business Solution's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Focus Business Solution ranks #163 out of 400 companies for Quick Ratio. This puts Focus Business Solution in the upper half of its industry. The industry median Quick Ratio is 3.69. Focus Business Solution's value of 11.78 is 219.7% above this benchmark. Historically, Focus Business Solution's own Quick Ratio has ranged from 1.03 to 11.78 over the past decade. While the company's 10-year median is 3.74 vs. the industry median of 3.69, Focus Business Solution has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 3.69, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Focus Business Solution's current Quick Ratio of 11.78 is 219.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Focus Business Solution and its competitors. For the Credit Services industry, the median Quick Ratio is 3.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Focus Business Solution's current Quick Ratio is 11.78, which is 215% above median its own 10-year median of 3.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Focus Business Solution stock overvalued right now?
Based on GuruFocus' analysis, Focus Business Solution (BOM:543312) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹56.21, compared to a current price of ₹202.00 — trading 259.4% above its estimated fair value. The current Quick Ratio is 11.78, which is 215% above median its 10-year median of 3.74 and 219.7% above the Credit Services industry median of 3.69. Focus Business Solution's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Focus Business Solution (BOM:543312), the current Quick Ratio is 11.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Focus Business Solution (BOM:543312) Overvalued in 2026?
Based on GuruFocus' analysis, Focus Business Solution stock appears to be overvalued.
The current stock price of ₹202.00 is trading 259.4% above its estimated GF Value™ of ₹56.21.
GuruFocus considers Focus Business Solution to be Significantly Overvalued.
Key valuation signals for BOM:543312:
Quick Ratio: 11.78 (215% above median its 10-year median of 3.74)
GF Value™: ₹56.21 vs. price of ₹202.00 (259.4% above fair value)
Industry Position: 219.7% above the Credit Services median (#163 of 400)
No single metric tells the full story. See the BOM:543312 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Focus Business Solution Ltd is engaged in the business of debt collection and recovery services for banks, financial institutions, and NBFCs. The company takes strategic actions on delinquent accounts to recover overdue payments of loans, credit cards, and other credit facilities from customers. The company follows a smart retail collection administrative program to recover overdue payments on personal loans, business loans, vehicle loans, loans against properties, two wheeler loans, SME loans, gold loans, and others.
64GF Score
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